# Spendly vs Spend Tracker & Budget

The clearest difference is update cadence: Spendly at every 4 days against Spend Tracker & Budget's every 9 days. Spend Tracker & Budget's advantage is device support (3 vs 1). On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Spendly sells 1 one-off in-app purchase and Spend Tracker & Budget sells 4 in-app purchases, starting at $0.99 per 7 days. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for Spendly against 5.0 for Spend Tracker & Budget. Both are backed by a comparable volume of ratings — 1 and 2 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

Spendly ships an update every 4 days, Spend Tracker & Budget every 9 days. The most recent releases landed on October 4, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Spendly | Spend Tracker & Budget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/spendly/id6740171761/reviews) | [5.0 (2 ratings)](https://appshunter.io/ios/app/spend-tracker-and-budget/id6778402875/reviews) |
| Number of ratings | 1 | **2** |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | Yes |
| Update frequency | **Every 4 days** | Every 9 days |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 7 MB | 50 MB |
| Requires iOS | 16.6 | **15.1** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 9+ |
| Developer | [Hieu Xuan Leu](https://appshunter.io/developer/1779489361) | [Mohamed Nagy](https://appshunter.io/developer/1582361271) |

## What reviewers say

### Spendly

[App page](https://appshunter.io/ios/app/spendly/id6740171761)

Manage your personal finances with this straightforward app. Track expenses, set savings targets, and monitor your financial health. All your data is kept private and secure on your device.

**Highlights:** Expense tracking, Savings goal setting, Financial situation overview, On-device data storage, No account required

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove Ads | $0.99 | one-time |


### Spend Tracker & Budget

[App page](https://appshunter.io/ios/app/spend-tracker-and-budget/id6778402875)

Log expenses quickly by speaking naturally. This app parses amounts, categories, and merchants from your voice input, offering visual insights and budget tracking. Choose on-device processing for enhanced privacy.

**Highlights:** Voice-first expense logging, Smart parsing of transactions, On-device privacy option, Visual spending charts, Category-based budgeting, Transaction history and search

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly subscription | $0.99 | per 7 days |
| Monthly subscription | $1.99 | per month |
| Yearly subscription | $19.99 | per year |
| Remove Ads & Unlock Insights | $3.99 | one-time |


## Frequently asked questions

### Is Spendly free?

Spendly is free to download, with in-app purchases available.

### Is Spend Tracker & Budget free?

Spend Tracker & Budget is free to download, with in-app purchases available.

### Which has better reviews, Spendly or Spend Tracker & Budget?

Spendly and Spend Tracker & Budget are both rated 5.0 out of 5 on the App Store, from 1 and 2 ratings respectively.

### Do Spendly or Spend Tracker & Budget have ads?

Both Spendly and Spend Tracker & Budget show ads.

### Which is updated more often, Spendly or Spend Tracker & Budget?

Spendly ships an update every 4 days, and Spend Tracker & Budget every 9 days. Most recently, Spendly was updated on October 4, 2026 and Spend Tracker & Budget on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*