Budgetory vs Bani
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Budgetory
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Budgetory is a budget planner and expense tracker that shows where your money goes and how much you can still spend. Add an expense in a few taps, set a budget for the month and see what's left as you spend. Bills, subscriptions, card installments, savings goals and debts all have their place, so the end of the month holds no surprises. Spending and budgets • Add income and expenses on a simple keypad, in any of 15 currencies, converted at current exchange rates. • Set one budget for all your spending in a month, or budgets for single categories. Budgetory lets you know when an expense takes a budget past 80% or 100%. • Safe to spend: how much you can spend each day for the rest of the month once the bills still to come are paid, plus an estimate of your balance at the month's end. • Split one payment over several categories, such as a supermarket receipt with food and things for the home. • Add your own categories, each with a name and an icon. Receipt photos • Scan a receipt with the document scanner: it finds the edges and straightens the picture, and a long receipt can be scanned in parts. • Or choose photos you already have, up to 5 per transaction. • Open them full screen to zoom in, and filter your list down to the transactions with receipts. Bills, subscriptions and installments • Recurring transactions such as rent or salary are added for you on their days, weekly, monthly or yearly. • Get a reminder the day before, 3 days or a week before. • See what your subscriptions cost a month and a year, and which one renews next. • Credit card installments are added on your card's statement day, so your budgets count one installment a month. A reminder can come the day before the due day. Accounts and net worth • Add your cash, bank accounts, credit cards and savings with their balances. • Move money between accounts or pay off your card: transfers are neither income nor expenses. • See your net worth: your accounts together with your gold, foreign currency and debts. Goals, debts, gold and currency • Savings goals: save up for a trip, a car or a rainy day, and see how much to put aside each month to get there on time. • Debts: note money you lend or borrow and each payment back, with a reminder before the due date. • Gold & Currency: note gram gold, Turkish gold coins, silver or foreign currency, and see what it's worth today and what it has gained since you bought it. The bigger picture • Charts for any period from 7 days to all time, with totals, trend, daily average, savings rate and spending by category. • A monthly recap at the start of each month: income, spending, budgets, goals and highlights such as your biggest expense. Always at hand • Home screen widgets in small and medium sizes show what you can spend today; the medium one also has buttons to add an expense or income. • Touch and hold the app icon to add a new expense or income right away. • What the app last loaded stays visible without an internet connection. • Your data is kept with your account, so it's on your other devices too. Privacy • Lock Budgetory with Face ID, Touch ID or your passcode. It asks when you open the app and after a minute away. • Hide amounts with one tap: they show as dots on every screen and on the widget, and are left out of reminders. • Export your transactions as a CSV file whenever you like. Budgetory is available in English, Turkish, German, French, Spanish and Russian, with light and dark themes.
Bani
Effortlessly manage your money with an intelligent expense tracker. Use natural language or voice input to log expenses, analyze spending patterns with smart charts, and organize transactions with custom categories. Your financial data remains private on your device.
- AI-powered expense logging
- Voice and text input
- Smart analytics and charts
- Customizable categories
- Data export and backup
- Privacy-focused, on-device storage
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Take control of your finances with Bani — an intelligent expense tracker designed to make managing your money simple, fast, and insightful. KEY FEATURES • Multiple Accounts Create separate accounts for bank cards, cash, savings, business expenses, and more. Customize each account with its own name, icon, color, and currency. View the balance and complete transaction history for every account. • iOS Home Screen Widget See your total balance and currency directly from your Home Screen. Use the quick-add button to open Bani and record a new transaction instantly. • Support for 100+ Currencies Track expenses and income in currencies from around the world. Bani converts transactions into your selected currency, making it easier to understand your complete financial picture. • AI-Powered Assistant Describe expenses and income in natural language, and let Bani prepare transactions for you. Use text or voice input, upload receipts and screenshots, or analyze PDF and CSV files. • Smart Analytics Explore clear charts and detailed spending insights. Review income and expenses by month, week, all time, or a custom date range. Understand where your money goes with category breakdowns. • Custom Categories Create categories that match your lifestyle. Choose custom names, icons, and colors to keep transactions organized and easy to recognize. • Import and Export Import transactions from PDF and CSV bank statements. Export your data as CSV files for backup, analysis, or sharing with an accountant, family member, or financial advisor. • Smart Reminders Receive helpful notifications that remind you to record expenses and keep your financial information up to date. • Sync and Data Control Sign in to keep your financial data connected to your account and synchronized. You can delete your account and associated data at any time from Settings → Account. • Beautiful and Simple Design Enjoy a clean interface with light and dark themes, smooth animations, and haptic feedback. PREMIUM FEATURES • AI Assistant with text and voice input • Receipt, screenshot, PDF, and CSV analysis • CSV export • Additional intelligent tools and insights PERFECT FOR • Personal finance management • Tracking income and expenses • Managing multiple accounts • Budget planning • Organizing business expenses • Reviewing spending habits • Keeping financial records in one place Download Bani today and make everyday money management easier with intelligent tools, flexible organization, and useful financial insights. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: Budgetory at none against Bani's 1. On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Bani sells 1 in-app purchase, starting at $3.99 per month. Budgetory asks for nothing beyond the download.
Budgetory ships an update every 2 months, Bani every 3 months. The most recent releases landed on November 4, 2026 and October 30, 2026 respectively.
| Parameter | Budgetory | Bani |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | Every 2 months — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | — | Freemium |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.1 | 15.0 — better |
| Further details — not scored | ||
| Size | 22 MB | 77 MB |
| Age rating | 4+ | 4+ |
| Developer | Ugurcan Eser | Cristian Gurdila |
In-app purchases
Budgetory
No in-app purchases
Bani
- Premium3 Days trial$3.991 Month









