# Monyo vs Habit Tracker with Friends

The clearest difference is rating: Monyo at 5.0 against Habit Tracker with Friends's 3.0. Monyo also leads on update cadence (weekly vs every 3 weeks) and iOS requirement (13.0 vs 17.6). Habit Tracker with Friends's advantage is ads (none vs shown). On price, ratings volume, in-app purchases and monetization model there is nothing between them.

Both are free to download. Monyo sells 5 in-app purchases, starting at $2.99 per month and Habit Tracker with Friends sells 3 in-app purchases, starting at $7.99 per month. Whichever you choose, the download price is not the number that matters.

Monyo holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

Monyo ships an update weekly, Habit Tracker with Friends every 3 weeks. The most recent releases landed on November 4, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | Monyo | Habit Tracker with Friends |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/monyo-ai-bill-split/id6740188388/reviews)** | [3.0 (1 ratings)](https://appshunter.io/ios/app/habit-tracker-with-friends/id6748985390/reviews) |
| Number of ratings | 1 | 1 |
| Positive reviews | 85.7% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | **Weekly** | Every 3 weeks |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 155 MB | 15 MB |
| Requires iOS | **13.0** | 17.6 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [ORTHIAN COMPANY LIMITED](https://appshunter.io/developer/1683785571) | [Lam Le](https://appshunter.io/developer/1659483655) |

## What reviewers say

### Monyo

[App page](https://appshunter.io/ios/app/monyo-ai-bill-split/id6740188388)

Effortlessly divide group expenses with AI-powered technology. This app simplifies tracking who owes what for shared costs like dinners or trips, offering flexible splitting methods and reminders.

**Highlights:** AI-powered bill splitting, Split by item or percentage, Add notes and receipts, Set payment reminders, User-friendly interface

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monyo Plus Monthly | $2.99 | per month |
| Monyo Plus Yearly – Best Deal | $24.99 | per year |
| 999 YO Points | $0.99 | one-time |
| 1999 YO Points | $1.99 | one-time |
| 2999 YO Points | $2.99 | one-time |


### Habit Tracker with Friends

[App page](https://appshunter.io/ios/app/habit-tracker-with-friends/id6748985390)

Build lasting routines and stay motivated with this habit tracker. Features include daily tracking, photo proof for accountability, social sharing with friends, visual progress reports, and smart reminders. It helps you stay consistent and achieve your goals, one habit at a time.

**Highlights:** Daily habit tracking, Photo proof for accountability, Social sharing with friends, Visual progress tracking (streaks, calendars, stats), Customizable reminders and notifications, Unlimited habit creation

**Features:** Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Habit Monthly Premium | $7.99 | per month |
| Habit Yearly Premium | $44.99 | per year |
| Early bird - Lifetime | $39.99 | one-time |


## Frequently asked questions

### Is Monyo free?

Monyo is free to download, with in-app purchases available.

### Is Habit Tracker with Friends free?

Habit Tracker with Friends is free to download, with in-app purchases available.

### Which has better reviews, Monyo or Habit Tracker with Friends?

Monyo is rated higher. Monyo averages 5.0 out of 5 from 1 ratings, while Habit Tracker with Friends averages 3.0 from 1 ratings.

### Do Monyo or Habit Tracker with Friends have ads?

Monyo shows ads; Habit Tracker with Friends does not.

### Which is updated more often, Monyo or Habit Tracker with Friends?

Monyo ships an update weekly, and Habit Tracker with Friends every 3 weeks. Most recently, Monyo was updated on November 4, 2026 and Habit Tracker with Friends on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*