# Monyo vs MemoKey

The clearest difference is ads: MemoKey at none against Monyo's shown. MemoKey also leads on review sentiment (100% vs 86%). Monyo's advantage is iOS requirement (13.0 vs 15.1). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Both are free to download. Monyo sells 5 in-app purchases, starting at $2.99 per month and MemoKey sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Monyo ships an update weekly, MemoKey every 4 days. The most recent releases landed on September 14, 2026 and September 2, 2026 respectively.

## The numbers

| Metric | Monyo | MemoKey |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/monyo-ai-bill-split/id6740188388/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 85.7% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Weekly | **Every 4 days** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 155 MB | 64 MB |
| Requires iOS | **13.0** | 15.1 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [ORTHIAN COMPANY LIMITED](https://appshunter.io/developer/1683785571) | [Tran Cong Minh](https://appshunter.io/developer/1453488374) |

## What reviewers say

### Monyo

[App page](https://appshunter.io/ios/app/monyo-ai-bill-split/id6740188388)

Effortlessly divide group expenses with AI-powered technology. This app simplifies tracking who owes what for shared costs like dinners or trips, offering flexible splitting methods and reminders.

**Highlights:** AI-powered bill splitting, Split by item or percentage, Add notes and receipts, Set payment reminders, User-friendly interface

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monyo Plus Monthly | $2.99 | per month |
| Monyo Plus Yearly – Best Deal | $24.99 | per year |
| 999 YO Points | $0.99 | one-time |
| 1999 YO Points | $1.99 | one-time |
| 2999 YO Points | $2.99 | one-time |


### MemoKey

[App page](https://appshunter.io/ios/app/memokey-quick-notes-keyboard/id6754804764)

Access notes, text snippets, and templates directly from your keyboard without switching apps. Organize with tags, pinning, and search. Offers offline privacy, text-to-speech, and QR code sharing.

**Highlights:** Instant text pasting, Offline and private data storage, Save text via Share Extension, Large kaomoji library, Organize with tags and folders, QR code sharing and scanning, Text-to-speech for notes

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| MemoKey Pro Monthly | $1.99 | per month |
| MemoKey Pro Yearly | $9.99 | per year |
| MemoKey Pro | $19.99 | one-time |


## Frequently asked questions

### Is Monyo free?

Monyo is free to download, with in-app purchases available.

### Is MemoKey free?

MemoKey is free to download, with in-app purchases available.

### Do Monyo or MemoKey have ads?

Monyo shows ads; MemoKey does not.

### Which is updated more often, Monyo or MemoKey?

Monyo ships an update weekly, and MemoKey every 4 days. Most recently, Monyo was updated on September 14, 2026 and MemoKey on September 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*