# Monyo vs SubKit

The clearest difference is ads: SubKit at none against Monyo's shown. SubKit also leads on update cadence (every 2 days vs weekly). Monyo's advantage is iOS requirement (13.0 vs 16.0). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Monyo sells 5 in-app purchases, starting at $2.99 per month and SubKit sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Monyo ships an update weekly, SubKit every 2 days. The most recent releases landed on September 14, 2026 and September 8, 2026 respectively.

## The numbers

| Metric | Monyo | SubKit |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/monyo-ai-bill-split/id6740188388/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 85.7% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Weekly | **Every 2 days** |
| Monetization | Free with in-app purchases | — |
| Size | 155 MB | 100 MB |
| Requires iOS | **13.0** | 16.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [ORTHIAN COMPANY LIMITED](https://appshunter.io/developer/1683785571) | [Chuong Le](https://appshunter.io/developer/1602451499) |

## What reviewers say

### Monyo

[App page](https://appshunter.io/ios/app/monyo-ai-bill-split/id6740188388)

Effortlessly divide group expenses with AI-powered technology. This app simplifies tracking who owes what for shared costs like dinners or trips, offering flexible splitting methods and reminders.

**Highlights:** AI-powered bill splitting, Split by item or percentage, Add notes and receipts, Set payment reminders, User-friendly interface

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monyo Plus Monthly | $2.99 | per month |
| Monyo Plus Yearly – Best Deal | $24.99 | per year |
| 999 YO Points | $0.99 | one-time |
| 1999 YO Points | $1.99 | one-time |
| 2999 YO Points | $2.99 | one-time |


### SubKit

[App page](https://appshunter.io/ios/app/subkit-renewals-tracker/id6760972367)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Lifetime Premium | $6.99 | one-time |


## Frequently asked questions

### Is Monyo free?

Monyo is free to download, with in-app purchases available.

### Is SubKit free?

SubKit is free to download, with in-app purchases available.

### Do Monyo or SubKit have ads?

Monyo shows ads; SubKit does not.

### Which is updated more often, Monyo or SubKit?

Monyo ships an update weekly, and SubKit every 2 days. Most recently, Monyo was updated on September 14, 2026 and SubKit on September 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*