# Monyo vs Ru

The clearest difference is in-app purchases: Ru at none against Monyo's 5. Ru also leads on ads (none vs shown). Monyo's advantage is iOS requirement (13.0 vs 17.0). On price, update cadence and device support there is nothing between them.

Both are free to download. Monyo sells 5 in-app purchases, starting at $2.99 per month. Ru asks for nothing beyond the download.

Monyo ships an update weekly, Ru every 9 days. The most recent releases landed on October 20, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | Monyo | Ru |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/monyo-ai-bill-split/id6740188388/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 85.7% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | **Weekly** | Every 9 days |
| Monetization | Free with in-app purchases | — |
| Size | 155 MB | 74 MB |
| Requires iOS | **13.0** | 17.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [ORTHIAN COMPANY LIMITED](https://appshunter.io/developer/1683785571) | [Rutine Collab](https://appshunter.io/developer/6788228151) |

## What reviewers say

### Monyo

[App page](https://appshunter.io/ios/app/monyo-ai-bill-split/id6740188388)

Effortlessly divide group expenses with AI-powered technology. This app simplifies tracking who owes what for shared costs like dinners or trips, offering flexible splitting methods and reminders.

**Highlights:** AI-powered bill splitting, Split by item or percentage, Add notes and receipts, Set payment reminders, User-friendly interface

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monyo Plus Monthly | $2.99 | per month |
| Monyo Plus Yearly – Best Deal | $24.99 | per year |
| 999 YO Points | $0.99 | one-time |
| 1999 YO Points | $1.99 | one-time |
| 2999 YO Points | $2.99 | one-time |


### Ru

[App page](https://appshunter.io/ios/app/rutine24/id6788228149)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Monyo free?

Monyo is free to download, with in-app purchases available.

### Is Ru free?

Ru is free to download, with no in-app purchases.

### Do Monyo or Ru have ads?

Monyo shows ads; Ru does not.

### Which is updated more often, Monyo or Ru?

Monyo ships an update weekly, and Ru every 9 days. Most recently, Monyo was updated on October 20, 2026 and Ru on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*