# AKB Mobile Banking vs UBS TWINT

AKB Mobile Banking and UBS TWINT both sit at 4.8 stars, but that hides the real split: 32% of UBS TWINT's written reviews are positive against 0% of AKB Mobile Banking's. UBS TWINT also leads on ratings volume (1.7K vs 6). AKB Mobile Banking's advantage is monetization model (free vs free with in-app purchases) and update cadence (fortnightly vs every 2 months). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for AKB Mobile Banking against 4.9 for UBS TWINT. That said, the two scores are not equally well evidenced: UBS TWINT has 1.7K ratings behind it against 6, so its average is the more settled of the two. Written reviews are what separate them: 0% of AKB Mobile Banking's written reviews are positive against 32% of UBS TWINT's.

AKB Mobile Banking ships an update fortnightly, UBS TWINT every 2 months. The most recent releases landed on October 26, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | AKB Mobile Banking | UBS TWINT |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (6 ratings)](https://appshunter.io/ios/app/akb-mobile-banking/id674020585/reviews) | **[4.9 (1.7K ratings)](https://appshunter.io/ios/app/ubs-twint/id989192632/reviews)** |
| Number of ratings | 6 | **1.7K** |
| Positive reviews | 0.0% of reviews | **32.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 2 months |
| Monetization | **Free** | Free with in-app purchases |
| Size | 98 MB | 59 MB |
| Requires iOS | **15.5** | 18.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Aargauische Kantonalbank](https://appshunter.io/developer/674020588) | [UBS AG](https://appshunter.io/developer/369153318) |

## What reviewers say

### AKB Mobile Banking

[App page](https://appshunter.io/ios/app/akb-mobile-banking/id674020585)

Manage your finances, investments, and banking needs with this comprehensive mobile application. Track assets, make payments, trade stocks, and access personalized financial advice and services.

**Highlights:** Asset overview, Bill payments and transfers, Stock market trading, Digital banking services, Card management, Financial planning tools, Pension coaching

**In-app purchases:** none


### UBS TWINT

[App page](https://appshunter.io/ios/app/ubs-twint/id989192632)

This app enables secure and convenient mobile payments, allowing users to send and receive money digitally. It facilitates cashless transactions in stores, online, and for services like parking, while also offering features for vouchers, donations, and cash withdrawals.

**Highlights:** Send and receive money digitally, Cashless payments in stores and online, Pay parking fees, Digital vouchers and credit, Donate to charities, Withdraw cash without ATM, Access discount offers

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and efficient
- 👍 Easy to use
- 💡 Convenient payment method

**What reviewers complain about**

- 🐛 Buggy and unstable
- 👎 Poor user experience
- 🔒 Restricted to Swiss phone numbers only
- 🔍 Difficult to access contacts

**Reported bugs**

- Unable to save contacts
- Login and transaction failures
- Compatibility issues with older devices

**Requested features**

- Allow access with non-Swiss phone numbers
- Improve contact management
- Optimize app performance
- Enhance interface design


## Frequently asked questions

### Is AKB Mobile Banking free?

AKB Mobile Banking is free to download, with no in-app purchases.

### Is UBS TWINT free?

UBS TWINT is free to download, with no in-app purchases.

### Which has better reviews, AKB Mobile Banking or UBS TWINT?

UBS TWINT is rated higher. AKB Mobile Banking averages 4.8 out of 5 from 6 ratings, while UBS TWINT averages 4.9 from 1.7K ratings.

### Do AKB Mobile Banking or UBS TWINT have ads?

Neither AKB Mobile Banking nor UBS TWINT shows ads.

### Which is updated more often, AKB Mobile Banking or UBS TWINT?

AKB Mobile Banking ships an update fortnightly, and UBS TWINT every 2 months. Most recently, AKB Mobile Banking was updated on October 26, 2026 and UBS TWINT on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*