# Visa Purchase Alerts vs Finzy

The clearest difference is review sentiment: Finzy at 100% against Visa Purchase Alerts's 50%. Finzy also leads on rating (5.0 vs 3.8) and update cadence (every 5 days vs every 3 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Finzy holds the better App Store score, 5.0 against 3.8. Both are backed by a comparable volume of ratings — 8 and 5 respectively. Written reviews point the same way: 50% of Visa Purchase Alerts's written reviews are positive against 100% of Finzy's.

Visa Purchase Alerts ships an update every 3 months, Finzy every 5 days. The most recent releases landed on November 4, 2026 and November 6, 2026 respectively.

## The numbers

| Metric | Visa Purchase Alerts | Finzy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.8 (8 ratings)](https://appshunter.io/ios/app/visa-purchase-alerts/id6740256982/reviews) | **[5.0 (5 ratings)](https://appshunter.io/ios/app/finzy-spending-tracker/id6804288916/reviews)** |
| Number of ratings | **8** | 5 |
| Positive reviews | 50.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 5 days** |
| Monetization | Free | Free |
| Size | 37 MB | 51 MB |
| Requires iOS | **16.0** | 16.4 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Visa](https://appshunter.io/developer/392883760) | [Naga Sruthi Gullapalli](https://appshunter.io/developer/6793263183) |

## What reviewers say

### Visa Purchase Alerts

[App page](https://appshunter.io/ios/app/visa-purchase-alerts/id6740256982)

Receive real-time notifications for transactions on your enrolled Visa card. Monitor spending and detect potential fraud with customizable alerts for online, international, or high-value purchases.

**Highlights:** Real-time transaction notifications, Fraud detection alerts, Spending monitoring, Customizable alert preferences, Notifications for online purchases, Alerts for international transactions

**In-app purchases:** none


### Finzy

[App page](https://appshunter.io/ios/app/finzy-spending-tracker/id6804288916)

Effortlessly log expenses by speaking, scanning receipts, or quick taps. Set budgets, track bills, and gain insights into your spending habits with AI-powered analysis. All your data stays on your device, with optional cloud backup.

**Highlights:** Voice expense logging, Receipt scanning, Customizable budgets, Bill reminders, AI spending insights, Offline functionality, Data export

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Visa Purchase Alerts free?

Visa Purchase Alerts is free to download, with no in-app purchases.

### Is Finzy free?

Finzy is free to download, with no in-app purchases.

### Which has better reviews, Visa Purchase Alerts or Finzy?

Finzy is rated higher. Visa Purchase Alerts averages 3.8 out of 5 from 8 ratings, while Finzy averages 5.0 from 5 ratings.

### Do Visa Purchase Alerts or Finzy have ads?

Neither Visa Purchase Alerts nor Finzy shows ads.

### Which is updated more often, Visa Purchase Alerts or Finzy?

Visa Purchase Alerts ships an update every 3 months, and Finzy every 5 days. Most recently, Visa Purchase Alerts was updated on November 4, 2026 and Finzy on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*