# Debt Payoff Accelerator vs PayAway

The clearest difference is in-app purchases: Debt Payoff Accelerator at none against PayAway's 4. Debt Payoff Accelerator also leads on iOS requirement (12.0 vs 15.0). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. PayAway sells 4 in-app purchases, starting at $2.49 per month. Debt Payoff Accelerator asks for nothing beyond the download.

Debt Payoff Accelerator ships an update every 5 days, PayAway every 4 days. The most recent releases landed on November 8, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | Debt Payoff Accelerator | PayAway |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.1 (14 ratings)](https://appshunter.io/ios/app/payaway-debt-payoff-planner/id6740789874/reviews)** |
| Number of ratings | — | **14** |
| Positive reviews | — | 81.8% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 5 days | **Every 4 days** |
| Monetization | — | Freemium |
| Size | 29 MB | 21 MB |
| Requires iOS | **12.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Evgenii Balalaikin](https://appshunter.io/developer/1790213091) | [Jack Maloney](https://appshunter.io/developer/1791666910) |

## What reviewers say

### Debt Payoff Accelerator

[App page](https://appshunter.io/ios/app/debt-payoff-accelerator/id6740489337)

**In-app purchases:** none


### PayAway

[App page](https://appshunter.io/ios/app/payaway-debt-payoff-planner/id6740789874)

This app helps you pay off debt faster and improve your credit score simultaneously. It offers personalized payoff plans, tracks all your debts, and uses a unique method to boost credit utilization while you eliminate balances.

**Highlights:** All-in-one debt tracker, Personalized payoff plans (Snowball, Avalanche, Custom), Smart debt payoff calculator, Exclusive credit utilization method, Budgeting and extra payment tracking, Progress tracking and alerts, Secure and private data storage

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| PayAway+ | $2.49 | per month |
| PayAway+ - Yearly | $24.99 | per year |
| Remove Ads | $1.99 | one-time |
| PayAway+ Lifetime Subscription | $49.99 | one-time |


## Frequently asked questions

### Is Debt Payoff Accelerator free?

Debt Payoff Accelerator is free to download, with no in-app purchases.

### Is PayAway free?

PayAway is free to download, with in-app purchases available.

### Do Debt Payoff Accelerator or PayAway have ads?

Neither Debt Payoff Accelerator nor PayAway shows ads.

### Which is updated more often, Debt Payoff Accelerator or PayAway?

Debt Payoff Accelerator ships an update every 5 days, and PayAway every 4 days. Most recently, Debt Payoff Accelerator was updated on November 8, 2026 and PayAway on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*