# Debt Payoff Accelerator vs Cleared

The clearest difference is in-app purchases: Debt Payoff Accelerator at none against Cleared's 2. Debt Payoff Accelerator also leads on device support (3 vs 1) and iOS requirement (12.0 vs 18.0). Cleared's advantage is update cadence (daily vs every 5 days). On price and ads there is nothing between them.

Both are free to download. Cleared sells 2 one-off in-app purchases. Debt Payoff Accelerator asks for nothing beyond the download.

Debt Payoff Accelerator ships an update every 5 days, Cleared daily. The most recent releases landed on November 8, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Debt Payoff Accelerator | Cleared |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 5 days | **Daily** |
| Size | 29 MB | 3 MB |
| Requires iOS | **12.0** | 18.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Evgenii Balalaikin](https://appshunter.io/developer/1790213091) | [Ryan Smith](https://appshunter.io/developer/6822464099) |

## What reviewers say

### Debt Payoff Accelerator

[App page](https://appshunter.io/ios/app/debt-payoff-accelerator/id6740489337)

**In-app purchases:** none


### Cleared

[App page](https://appshunter.io/ios/app/cleared-debt-payoff-planner/id6823268530)

**Features:** Family Sharing, iPhone Duo support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 14-day Trial | Free | one-time |
| Cleared Lifetime | $19.99 | one-time |


## Frequently asked questions

### Is Debt Payoff Accelerator free?

Debt Payoff Accelerator is free to download, with no in-app purchases.

### Is Cleared free?

Cleared is free to download, with in-app purchases available.

### Do Debt Payoff Accelerator or Cleared have ads?

Neither Debt Payoff Accelerator nor Cleared shows ads.

### Which is updated more often, Debt Payoff Accelerator or Cleared?

Debt Payoff Accelerator ships an update every 5 days, and Cleared daily. Most recently, Debt Payoff Accelerator was updated on November 8, 2026 and Cleared on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*