# AccessPay vs chekea

The clearest difference is review sentiment: chekea at 100% against AccessPay's 67%. chekea also leads on rating (5.0 vs 4.6). AccessPay's advantage is ratings volume (11 vs 3). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

chekea holds the better App Store score, 5.0 against 4.6. Both are backed by a comparable volume of ratings — 11 and 3 respectively. Written reviews point the same way: 67% of AccessPay's written reviews are positive against 100% of chekea's.

AccessPay ships an update every 3 weeks, chekea fortnightly. The most recent releases landed on October 3, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | AccessPay | chekea |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (11 ratings)](https://appshunter.io/ios/app/accesspay/id6740498074/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/chekea/id6782130733/reviews)** |
| Number of ratings | **11** | 3 |
| Positive reviews | 66.7% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | Free | Free |
| Size | 100 MB | 50 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Corporacion 7NET](https://appshunter.io/developer/1790259504) | [Leonardo Fabio Ochoa Aponte](https://appshunter.io/developer/1887895758) |

## What reviewers say

### AccessPay

[App page](https://appshunter.io/ios/app/accesspay/id6740498074)

This app offers a secure and user-friendly platform for various electronic payment solutions. It allows for interbank transactions, QR/NFC payments, and digital card management, aiming to simplify financial operations.

**Highlights:** Tokenized card payments, QR and NFC payments, Interbank P2P transfers, Digital prepaid card, Payment links, Virtual lock security

**Features:** macOS Compatibility

**In-app purchases:** none


### chekea

[App page](https://appshunter.io/ios/app/chekea/id6782130733)

Manage finances across multiple currencies like Venezuelan bolivars, US dollars, and USDT. Track income and expenses, view consolidated balances, and stay updated on exchange rates.

**Highlights:** Multi-currency tracking (VES, USD, USDT), Automatic expense categorization, Real-time exchange rate updates, Budget setting and alerts, Consolidated financial overview, Venezuela-specific financial reality

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is AccessPay free?

AccessPay is free to download, with no in-app purchases.

### Is chekea free?

chekea is free to download, with no in-app purchases.

### Which has better reviews, AccessPay or chekea?

chekea is rated higher. AccessPay averages 4.6 out of 5 from 11 ratings, while chekea averages 5.0 from 3 ratings.

### Do AccessPay or chekea have ads?

Neither AccessPay nor chekea shows ads.

### Which is updated more often, AccessPay or chekea?

AccessPay ships an update every 3 weeks, and chekea fortnightly. Most recently, AccessPay was updated on October 3, 2026 and chekea on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*