# AccessPay vs Mis Gastos

The clearest difference is in-app purchases: AccessPay at none against Mis Gastos's 1. AccessPay also leads on ads (none vs shown). Mis Gastos's advantage is update cadence (daily vs every 3 weeks). On price, device support and iOS requirement there is nothing between them.

Both are free to download. Mis Gastos sells 1 one-off in-app purchase. AccessPay asks for nothing beyond the download.

AccessPay ships an update every 3 weeks, Mis Gastos daily. The most recent releases landed on June 4, 2026 and September 19, 2026 respectively.

## The numbers

| Metric | AccessPay | Mis Gastos |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (11 ratings)](https://appshunter.io/ios/app/accesspay/id6740498074/reviews)** | — |
| Number of ratings | **11** | — |
| Positive reviews | 66.7% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 3 weeks | **Daily** |
| Monetization | Free | — |
| Size | 100 MB | 65 MB |
| Requires iOS | **15.6** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Corporacion 7NET](https://appshunter.io/developer/1790259504) | [Kevin Londono](https://appshunter.io/developer/1878753777) |

## What reviewers say

### AccessPay

[App page](https://appshunter.io/ios/app/accesspay/id6740498074)

This app offers a secure and user-friendly platform for various electronic payment solutions. It allows for interbank transactions, QR/NFC payments, and digital card management, aiming to simplify financial operations.

**Highlights:** Tokenized card payments, QR and NFC payments, Interbank P2P transfers, Digital prepaid card, Payment links, Virtual lock security

**Features:** macOS Compatibility

**In-app purchases:** none


### Mis Gastos

[App page](https://appshunter.io/ios/app/mis-gastos-mis-cuentas/id6796797708)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Quitar anuncios para siempre | $5.99 | one-time |


## Frequently asked questions

### Is AccessPay free?

AccessPay is free to download, with no in-app purchases.

### Is Mis Gastos free?

Mis Gastos is free to download, with in-app purchases available.

### Do AccessPay or Mis Gastos have ads?

Mis Gastos shows ads; AccessPay does not.

### Which is updated more often, AccessPay or Mis Gastos?

AccessPay ships an update every 3 weeks, and Mis Gastos daily. Most recently, AccessPay was updated on June 4, 2026 and Mis Gastos on September 19, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*