# MoneyTool vs PayTracker

The clearest difference is ads: MoneyTool at none against PayTracker's shown. PayTracker's advantage is update cadence (every 10 days vs every 3 weeks). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. MoneyTool sells 3 in-app purchases, starting at $1.99 per month and PayTracker sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

MoneyTool ships an update every 3 weeks, PayTracker every 10 days. The most recent releases landed on September 23, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | MoneyTool | PayTracker |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 3 weeks | **Every 10 days** |
| Size | 107 MB | 6 MB |
| Requires iOS | **16.6** | 17.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [CodeFX](https://appshunter.io/developer/1725372631) | [Hiroto Nakamura](https://appshunter.io/developer/1845758525) |

## What reviewers say

### MoneyTool

[App page](https://appshunter.io/ios/app/moneytool-budget-tracker/id6740507671)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $1.99 | per month |
| Yearly | $9.99 | per year |
| Lifetime | $19.99 | one-time |


### PayTracker

[App page](https://appshunter.io/ios/app/paytracker-visualize-payment/id6754894020)

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| PayTracker Pro (Monthly) | $1.99 | per month |
| PayTracker Pro (Annual) | $17.99 | per year |


## Frequently asked questions

### Is MoneyTool free?

MoneyTool is free to download, with in-app purchases available.

### Is PayTracker free?

PayTracker is free to download, with in-app purchases available.

### Do MoneyTool or PayTracker have ads?

PayTracker shows ads; MoneyTool does not.

### Which is updated more often, MoneyTool or PayTracker?

MoneyTool ships an update every 3 weeks, and PayTracker every 10 days. Most recently, MoneyTool was updated on September 23, 2026 and PayTracker on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*