# MoneyTool vs PayView

The clearest difference is in-app purchases: PayView at none against MoneyTool's 3. PayView also leads on update cadence (every 3 days vs weekly). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. MoneyTool sells 3 in-app purchases, starting at $1.99 per month. PayView asks for nothing beyond the download.

MoneyTool ships an update weekly, PayView every 3 days. The most recent releases landed on November 7, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | MoneyTool | PayView |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/payview-bill-tracker/id6816950176/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Weekly | **Every 3 days** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 106 MB | 34 MB |
| Requires iOS | 16.6 | **16.4** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [CodeFX](https://appshunter.io/developer/1725372631) | [Naji Rizig](https://appshunter.io/developer/6816950178) |

## What reviewers say

### MoneyTool

[App page](https://appshunter.io/ios/app/moneytool-budget-tracker/id6740507671)

Effortlessly track expenses, income, and investments to gain financial clarity. Set budgets, plan for the future with smart tools, and grow your wealth privately, all on your device.

**Highlights:** Expense and income tracking, Budget creation and management, Investment portfolio tracking, Emergency fund calculator, Goal and retirement planning, Offline functionality, Customizable categories and themes

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $1.99 | per month |
| Yearly | $9.99 | per year |
| Lifetime | $24.99 | one-time |


### PayView

[App page](https://appshunter.io/ios/app/payview-bill-tracker/id6816950176)

Manage all your bills, subscriptions, and accounts in one secure, private place. Get timely reminders for due dates, track loan payments, and monitor free trials. Your financial data stays on your device, ensuring complete privacy.

**Highlights:** Bill and subscription tracking, Customizable reminders, Free-trial monitoring, Loan and credit balance tracking, Calendar view of due dates, Private data storage, Autopay bill marking

**In-app purchases:** none


## Frequently asked questions

### Is MoneyTool free?

MoneyTool is free to download, with in-app purchases available.

### Is PayView free?

PayView is free to download, with no in-app purchases.

### Do MoneyTool or PayView have ads?

Neither MoneyTool nor PayView shows ads.

### Which is updated more often, MoneyTool or PayView?

MoneyTool ships an update weekly, and PayView every 3 days. Most recently, MoneyTool was updated on November 7, 2026 and PayView on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*