# BudgetAI vs Nami

The clearest difference is device support: Nami at 3 against BudgetAI's 1. Nami also leads on iOS requirement (15.1 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. BudgetAI sells 5 in-app purchases, starting at $0.99 per month and Nami sells 1 in-app purchase, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Both ship on a similar rhythm, roughly every 3 days. The most recent releases landed on November 4, 2026 and November 9, 2026 respectively.

## The numbers

| Metric | BudgetAI | Nami |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 days | Every 3 days |
| Monetization | Free with in-app purchases | — |
| Size | 42 MB | 37 MB |
| Requires iOS | 17.0 | **15.1** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Chih-Kai Chang](https://appshunter.io/developer/1328216396) | [GAPV Inc](https://appshunter.io/developer/1819835555) |

## What reviewers say

### BudgetAI

[App page](https://appshunter.io/ios/app/budgetai-expense-tracker/id6740517749)

Effortlessly track your income and expenses with this AI-powered bookkeeping app. Use voice commands or smart function calls to record transactions and gain instant financial insights through clear charts and practical widgets.

**Highlights:** AI-powered financial tracking, Voice command transaction recording, Smart function calls for data entry, Intuitive design with dark mode, Clear income and expense charts, Practical financial widgets, Taiwan e-Invoice Carrier tool

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| A big thanks | $0.99 | per month |
| A big thanks | $9.99 | per year |
| Support the creator | $0.99 | one-time |
| Support the creator | $3.99 | one-time |
| Say goodbye to AD forever | $9.99 | one-time |


### Nami

[App page](https://appshunter.io/ios/app/nami-ai-spending-tracker/id6756550676)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Nami Monthly Plan | $4.99 | per month |


## Frequently asked questions

### Is BudgetAI free?

BudgetAI is free to download, with in-app purchases available.

### Is Nami free?

Nami is free to download, with in-app purchases available.

### Do BudgetAI or Nami have ads?

Neither BudgetAI nor Nami shows ads.

### Which is updated more often, BudgetAI or Nami?

BudgetAI ships an update every 3 days, and Nami every 3 days. Most recently, BudgetAI was updated on November 4, 2026 and Nami on November 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*