# BudgetAI vs Kashu 記帳

The clearest difference is iOS requirement: Kashu 記帳 at 15.1 against BudgetAI's 17.0. On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. BudgetAI sells 5 in-app purchases, starting at $0.99 per month and Kashu 記帳 sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

BudgetAI ships an update every 3 days, Kashu 記帳 every 5 days. The most recent releases landed on November 4, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | BudgetAI | Kashu 記帳 |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 3 days** | Every 5 days |
| Monetization | Free with in-app purchases | Freemium |
| Size | 42 MB | 39 MB |
| Requires iOS | 17.0 | **15.1** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Chih-Kai Chang](https://appshunter.io/developer/1328216396) | [HANTING TSAI](https://appshunter.io/developer/6771761173) |

## What reviewers say

### BudgetAI

[App page](https://appshunter.io/ios/app/budgetai-expense-tracker/id6740517749)

Effortlessly track your income and expenses with this AI-powered bookkeeping app. Use voice commands or smart function calls to record transactions and gain instant financial insights through clear charts and practical widgets.

**Highlights:** AI-powered financial tracking, Voice command transaction recording, Smart function calls for data entry, Intuitive design with dark mode, Clear income and expense charts, Practical financial widgets, Taiwan e-Invoice Carrier tool

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| A big thanks | $0.99 | per month |
| A big thanks | $9.99 | per year |
| Support the creator | $0.99 | one-time |
| Support the creator | $3.99 | one-time |
| Say goodbye to AD forever | $9.99 | one-time |


### Kashu 記帳

[App page](https://appshunter.io/ios/app/kashu/id6772468638)

This personal finance app helps you quickly log daily expenses and income, manage account balances, and track your assets. It offers both a minimalist mode for rapid entry and an advanced mode for detailed account management, including investments and credit card rewards.

**Highlights:** Quick expense and income logging, Advanced account management (cash, credit, bank, stocks), Investment tracking, Credit card rewards estimation, Spending structure analysis, Local backup and restore

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Kashu Pro | $5.99 | one-time |


## Frequently asked questions

### Is BudgetAI free?

BudgetAI is free to download, with in-app purchases available.

### Is Kashu 記帳 free?

Kashu 記帳 is free to download, with in-app purchases available.

### Do BudgetAI or Kashu 記帳 have ads?

Neither BudgetAI nor Kashu 記帳 shows ads.

### Which is updated more often, BudgetAI or Kashu 記帳?

BudgetAI ships an update every 3 days, and Kashu 記帳 every 5 days. Most recently, BudgetAI was updated on November 4, 2026 and Kashu 記帳 on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*