# Nexa Pay vs UNI AI

The clearest difference is rating: UNI AI at 5.0 against Nexa Pay's 3.4. Nexa Pay's advantage is ratings volume (5 vs 1) and iOS requirement (13.0 vs 16.4). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UNI AI holds the better App Store score, 5.0 against 3.4. That said, the two scores are not equally well evidenced: Nexa Pay has 5 ratings behind it against 1, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Nexa Pay | UNI AI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.4 (5 ratings)](https://appshunter.io/ios/app/nexa-pay/id6740519329/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/uni-ai/id6770458991/reviews)** |
| Number of ratings | **5** | 1 |
| Positive reviews | 75.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | Free | Free |
| Size | 86 MB | 278 MB |
| Requires iOS | **13.0** | 16.4 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [Nexa Tech Solution Limited](https://appshunter.io/developer/1790380582) | [Masterpay Global](https://appshunter.io/developer/1805103438) |

## What reviewers say

### Nexa Pay

[App page](https://appshunter.io/ios/app/nexa-pay/id6740519329)

Manage your NEXA CARD with this application. Activate your card, convert assets, and handle payments securely and efficiently. Enjoy global service for online and offline transactions, including ATM withdrawals in over 120 countries.

**Highlights:** NEXA CARD application and management, Card activation, Asset conversion, Payment management, Global online/offline payments, ATM withdrawals

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### UNI AI

[App page](https://appshunter.io/ios/app/uni-ai/id6770458991)

Consolidate payments, cards, transfers, and daily services into a single application. Manage finances, interact with an AI assistant for tasks like booking rides or ordering food, and access partner offers. Offers virtual and physical cards, multi-currency accounts, and lifestyle services.

**Highlights:** Unified payments and transfers, AI assistant for tasks, Virtual and physical card management, Multi-currency virtual accounts, Bill payments and top-ups, Ride booking and food ordering, Membership tiers with perks

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Nexa Pay free?

Nexa Pay is free to download, with no in-app purchases.

### Is UNI AI free?

UNI AI is free to download, with no in-app purchases.

### Which has better reviews, Nexa Pay or UNI AI?

UNI AI is rated higher. Nexa Pay averages 3.4 out of 5 from 5 ratings, while UNI AI averages 5.0 from 1 ratings.

### Do Nexa Pay or UNI AI have ads?

Neither Nexa Pay nor UNI AI shows ads.

### Which is updated more often, Nexa Pay or UNI AI?

Nexa Pay ships an update every 3 weeks, and UNI AI every 3 weeks. Most recently, Nexa Pay was updated on October 24, 2026 and UNI AI on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*