# Cirkkle vs LB Fintech

The clearest difference is ads: LB Fintech at none against Cirkkle's shown. Cirkkle's advantage is iOS requirement (12.4 vs 15.6). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Cirkkle ships an update fortnightly, LB Fintech every 3 weeks. The most recent releases landed on October 30, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | Cirkkle | LB Fintech |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/lb-fintech/id6743096056/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Fortnightly** | Every 3 weeks |
| Monetization | — | Free |
| Size | 80 MB | 61 MB |
| Requires iOS | **12.4** | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Cirkkle](https://appshunter.io/developer/1692899970) | [LB Banque](https://appshunter.io/developer/1801299095) |

## What reviewers say

### Cirkkle

[App page](https://appshunter.io/ios/app/cirkkle/id6740536188)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### LB Fintech

[App page](https://appshunter.io/ios/app/lb-fintech/id6743096056)

This app digitizes the traditional collective savings practice known as tontine. Easily create or join savings groups, manage contributions, and receive payouts transparently and securely. It offers a modern, digital approach to a time-tested community finance method.

**Highlights:** Create custom tontine groups, Join existing tontine groups, Integrated group messaging, Secure identity verification, Real-time contribution tracking, In-app support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Cirkkle free?

Cirkkle is free to download, with no in-app purchases.

### Is LB Fintech free?

LB Fintech is free to download, with no in-app purchases.

### Do Cirkkle or LB Fintech have ads?

Cirkkle shows ads; LB Fintech does not.

### Which is updated more often, Cirkkle or LB Fintech?

Cirkkle ships an update fortnightly, and LB Fintech every 3 weeks. Most recently, Cirkkle was updated on October 30, 2026 and LB Fintech on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*