# Envelopes vs Stow

The clearest difference is update cadence: Stow at every 4 days against Envelopes's every 2 weeks. On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Envelopes sells 2 in-app purchases, starting at $0.99 per month and Stow sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Envelopes ships an update every 2 weeks, Stow every 4 days. The most recent releases landed on October 24, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | Envelopes | Stow |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (7 ratings)](https://appshunter.io/ios/app/envelopes-simple-budgeting/id6740543190/reviews)** | — |
| Number of ratings | **7** | — |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 4 days** |
| Monetization | Freemium | Freemium |
| Size | 9 MB | 13 MB |
| Requires iOS | 18.0 | **17.0** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [JOSCHUA GLAU](https://appshunter.io/developer/1757748908) | [Max Koumarelas](https://appshunter.io/developer/1893513228) |

## What reviewers say

### Envelopes

[App page](https://appshunter.io/ios/app/envelopes-simple-budgeting/id6740543190)

This app helps you manage your money by allocating funds into different spending categories, or "envelopes." You can quickly log expenses to track where your money goes and then refill your envelopes as needed to reach your financial goals.

**Highlights:** Envelope budgeting system, Expense logging, Financial goal tracking, Money allocation, Spending mindfulness

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $0.99 | per month |
| Yearly | $4.99 | per year |


### Stow

[App page](https://appshunter.io/ios/app/stow-envelope-budget-tracker/id6762239901)

This privacy-focused app helps you manage your money using the envelope budgeting method. Easily divide your income into virtual envelopes, track spending in real-time, and always know your available balance. It operates entirely offline, keeping your financial data secure on your device.

**Highlights:** Envelope budgeting, Offline operation, Privacy-focused, Quick transaction logging, Customizable envelopes, Multi-currency support

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Stow Premium — Monthly | $4.99 | per month |
| Stow Premium — Annual | $39.99 | per year |
| Stow Premium — Lifetime | $59.99 | one-time |


## Frequently asked questions

### Is Envelopes free?

Envelopes is free to download, with in-app purchases available.

### Is Stow free?

Stow is free to download, with in-app purchases available.

### Do Envelopes or Stow have ads?

Neither Envelopes nor Stow shows ads.

### Which is updated more often, Envelopes or Stow?

Envelopes ships an update every 2 weeks, and Stow every 4 days. Most recently, Envelopes was updated on October 24, 2026 and Stow on October 21, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*