# Quoota vs Xtracash

The clearest difference is rating: Xtracash at 5.0 against Quoota's 4.0. Xtracash also leads on monetization model (free vs ad-supported). Quoota's advantage is update cadence (every 3 days vs every 3 weeks). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Xtracash holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 13 and 5 respectively.

Quoota ships an update every 3 days, Xtracash every 3 weeks. The most recent releases landed on October 13, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | Quoota | Xtracash |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (13 ratings)](https://appshunter.io/ios/app/quoota/id6740579156/reviews) | **[5.0 (5 ratings)](https://appshunter.io/ios/app/xtracash/id6749920628/reviews)** |
| Number of ratings | **13** | 5 |
| Positive reviews | 33.3% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 days** | Every 3 weeks |
| Monetization | Ad-supported | **Free** |
| Size | 73 MB | 36 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 9+ |
| Developer | [QUOOTA CAPITAL C.A.](https://appshunter.io/developer/1790664601) | [Meritop CA](https://appshunter.io/developer/1818691318) |

## What reviewers say

### Quoota

[App page](https://appshunter.io/ios/app/quoota/id6740579156)

Access flexible financing options through your employer. Apply for payment installments of up to double your income with terms up to six months, receiving funds directly into your bank account with minimal effort. It's designed for employees of partner companies to achieve their financial goals.

**Highlights:** Employer-sponsored financing, Up to double income with 0% down, 6-month payment installments, Funds deposited directly to bank account, Apply with just a few clicks, Funds usable for any purpose

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Xtracash

[App page](https://appshunter.io/ios/app/xtracash/id6749920628)

Manage your account and make secure mobile payments. View your available balance, current debt, and minimum payment. Generate payment receipts and update your profile.

**Highlights:** View account balance and debt, Make secure mobile payments, Generate payment receipts, Update profile information, Contact local support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Quoota free?

Quoota is free to download, with no in-app purchases.

### Is Xtracash free?

Xtracash is free to download, with no in-app purchases.

### Which has better reviews, Quoota or Xtracash?

Xtracash is rated higher. Quoota averages 4.0 out of 5 from 13 ratings, while Xtracash averages 5.0 from 5 ratings.

### Do Quoota or Xtracash have ads?

Neither Quoota nor Xtracash shows ads.

### Which is updated more often, Quoota or Xtracash?

Quoota ships an update every 3 days, and Xtracash every 3 weeks. Most recently, Quoota was updated on October 13, 2026 and Xtracash on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*