# Quoota vs Loan Access

The clearest difference is update cadence: Quoota at every 3 days against Loan Access's every 3 months. Quoota also leads on iOS requirement (15.0 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Quoota ships an update every 3 days, Loan Access every 3 months. The most recent releases landed on October 13, 2026 and May 18, 2026 respectively.

## The numbers

| Metric | Quoota | Loan Access |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (13 ratings)](https://appshunter.io/ios/app/quoota/id6740579156/reviews)** | — |
| Number of ratings | **13** | — |
| Positive reviews | 33.3% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 days** | Every 3 months |
| Monetization | Ad-supported | — |
| Size | 73 MB | 4 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [QUOOTA CAPITAL C.A.](https://appshunter.io/developer/1790664601) | [Frieder Winterstein](https://appshunter.io/developer/1848364097) |

## What reviewers say

### Quoota

[App page](https://appshunter.io/ios/app/quoota/id6740579156)

Access flexible financing options through your employer. Apply for payment installments of up to double your income with terms up to six months, receiving funds directly into your bank account with minimal effort. It's designed for employees of partner companies to achieve their financial goals.

**Highlights:** Employer-sponsored financing, Up to double income with 0% down, 6-month payment installments, Funds deposited directly to bank account, Apply with just a few clicks, Funds usable for any purpose

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Loan Access

[App page](https://appshunter.io/ios/app/loan-access/id6754460628)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Quoota free?

Quoota is free to download, with no in-app purchases.

### Is Loan Access free?

Loan Access is free to download, with no in-app purchases.

### Do Quoota or Loan Access have ads?

Neither Quoota nor Loan Access shows ads.

### Which is updated more often, Quoota or Loan Access?

Quoota ships an update every 3 days, and Loan Access every 3 months. Most recently, Quoota was updated on October 13, 2026 and Loan Access on May 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*