# XacMerchant vs TDB

The clearest difference is update cadence: TDB at every 4 days against XacMerchant's every 4 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

XacMerchant ships an update every 4 months, TDB every 4 days. The most recent releases landed on October 30, 2026 and November 1, 2026 respectively.

## The numbers

| Metric | XacMerchant | TDB |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[2.4 (34 ratings)](https://appshunter.io/ios/app/tdb/id6768162339/reviews)** |
| Number of ratings | — | **34** |
| Positive reviews | — | 10.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 4 days** |
| Monetization | — | Free |
| Size | 52 MB | 110 MB |
| Requires iOS | **15.1** | 15.5 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Xac Bank](https://appshunter.io/developer/781439024) | [Trade and Development Bank of Mongolia](https://appshunter.io/developer/663172468) |

## What reviewers say

### XacMerchant

[App page](https://appshunter.io/ios/app/xacmerchant/id6740612697)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### TDB

[App page](https://appshunter.io/ios/app/tdb/id6768162339)

Manage your finances with this banking app. Open accounts, transfer funds, apply for loans, and make various payments. Access foreign exchange rates and find branch locations.

**Highlights:** Open and manage accounts, Perform domestic and international transfers, Order and manage cards, Apply for various loan types, Pay bills, taxes, and fines, Access foreign exchange rates, Locate branches and ATMs

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is XacMerchant free?

XacMerchant is free to download, with no in-app purchases.

### Is TDB free?

TDB is free to download, with no in-app purchases.

### Do XacMerchant or TDB have ads?

Neither XacMerchant nor TDB shows ads.

### Which is updated more often, XacMerchant or TDB?

XacMerchant ships an update every 4 months, and TDB every 4 days. Most recently, XacMerchant was updated on October 30, 2026 and TDB on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*