# XacMerchant vs Fundea

The clearest difference is update cadence: Fundea at every 3 weeks against XacMerchant's every 4 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

XacMerchant ships an update every 4 months, Fundea every 3 weeks. The most recent releases landed on October 24, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | XacMerchant | Fundea |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 3 weeks** |
| Size | 52 MB | 36 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Xac Bank](https://appshunter.io/developer/781439024) | [Tselmeg Batkhuu](https://appshunter.io/developer/6803315526) |

## What reviewers say

### XacMerchant

[App page](https://appshunter.io/ios/app/xacmerchant/id6740612697)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Fundea

[App page](https://appshunter.io/ios/app/fundea/id6803315524)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is XacMerchant free?

XacMerchant is free to download, with no in-app purchases.

### Is Fundea free?

Fundea is free to download, with no in-app purchases.

### Do XacMerchant or Fundea have ads?

Neither XacMerchant nor Fundea shows ads.

### Which is updated more often, XacMerchant or Fundea?

XacMerchant ships an update every 4 months, and Fundea every 3 weeks. Most recently, XacMerchant was updated on October 24, 2026 and Fundea on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*