# 99Fi vs SED Pay

99Fi and SED Pay are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

99Fi ships an update every 2 months, SED Pay every 3 months. The most recent releases landed on October 11, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | 99Fi | SED Pay |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 3 months |
| Size | 46 MB | 89 MB |
| Requires iOS | **12.0** | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [99Lan Inc](https://appshunter.io/developer/1790978696) | [SED Global Organization LLC](https://appshunter.io/developer/1823409696) |

## What reviewers say

### 99Fi

[App page](https://appshunter.io/ios/app/99fi/id6740659848)

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### SED Pay

[App page](https://appshunter.io/ios/app/sed-pay/id6755219274)

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is 99Fi free?

99Fi is free to download, with no in-app purchases.

### Is SED Pay free?

SED Pay is free to download, with no in-app purchases.

### Do 99Fi or SED Pay have ads?

Neither 99Fi nor SED Pay shows ads.

### Which is updated more often, 99Fi or SED Pay?

99Fi ships an update every 2 months, and SED Pay every 3 months. Most recently, 99Fi was updated on October 11, 2026 and SED Pay on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*