# Wally vs Zeroed

The clearest difference is ratings volume: Wally at 20 against Zeroed's 1. Zeroed's advantage is rating (5.0 vs 4.8) and device support (3 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Wally sells 2 in-app purchases, starting at $2.99 per month and Zeroed sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Zeroed holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Wally has 20 ratings behind it against 1, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Wally | Zeroed |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (20 ratings)](https://appshunter.io/ios/app/wally-simple-budget-tracker/id6740695744/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/zeroed-offline-budget-planner/id6804301133/reviews)** |
| Number of ratings | **20** | 1 |
| Positive reviews | 42.9% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Weekly | Weekly |
| Monetization | Freemium | Free with in-app purchases |
| Size | 102 MB | 106 MB |
| Requires iOS | 16.1 | **15.5** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Salman Lartey](https://appshunter.io/developer/1790406138) | [Stillware Ltd](https://appshunter.io/developer/6804301135) |

## What reviewers say

### Wally

[App page](https://appshunter.io/ios/app/wally-simple-budget-tracker/id6740695744)

Manage your finances without linking bank accounts. Track income, expenses, and bills with automated balance updates and customizable spending categories. Get insights into your spending habits and saving potential.

**Highlights:** No bank login required, Automated payday balance updates, Customizable spending categories, Bill reminders, Spending analysis charts, Household budgeting, In-app assistant for financial insights, Face ID lock

**Features:** macOS Compatibility, Vision Pro support, iPhone Duo support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| All Access | $2.99 | per month |
| All Access | $29.99 | per year |


### Zeroed

[App page](https://appshunter.io/ios/app/zeroed-offline-budget-planner/id6804301133)

Manage your money effectively with this privacy-focused budgeting app. It utilizes the zero-based budgeting method to assign every dollar a purpose, keeping your financial data securely on your device. Enjoy features like receipt scanning, smart import, and detailed reports without any ads or subscriptions.

**Highlights:** Envelope budgeting, Privacy-focused, data stays on device, Receipt scanner, Smart bank statement import (CSV, PDF), Reports and charts, Scheduled transactions, Home-screen widgets

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Zeroed - Offline Budget Planner | $19.99 | one-time |


## Frequently asked questions

### Is Wally free?

Wally is free to download, with in-app purchases available.

### Is Zeroed free?

Zeroed is free to download, with in-app purchases available.

### Which has better reviews, Wally or Zeroed?

Zeroed is rated higher. Wally averages 4.8 out of 5 from 20 ratings, while Zeroed averages 5.0 from 1 ratings.

### Do Wally or Zeroed have ads?

Neither Wally nor Zeroed shows ads.

### Which is updated more often, Wally or Zeroed?

Wally ships an update weekly, and Zeroed weekly. Most recently, Wally was updated on October 30, 2026 and Zeroed on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*