# Karmon AI vs Moliya daftari

The clearest difference is in-app purchases: Moliya daftari at none against Karmon AI's 2. Karmon AI's advantage is update cadence (every 10 days vs monthly). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Karmon AI sells 2 in-app purchases, starting at $2.99 per month. Moliya daftari asks for nothing beyond the download.

Karmon AI ships an update every 10 days, Moliya daftari monthly. The most recent releases landed on November 8, 2026 and November 10, 2026 respectively.

## The numbers

| Metric | Karmon AI | Moliya daftari |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (9 ratings)](https://appshunter.io/ios/app/karmon-ai/id6740701827/reviews)** | — |
| Number of ratings | **9** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 10 days** | Monthly |
| Monetization | Freemium | — |
| Size | 148 MB | 136 MB |
| Requires iOS | 15.5 | **15.1** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [KARMON AI, MCHJ](https://appshunter.io/developer/1791097194) | [Janibek Maxatov](https://appshunter.io/developer/6797576904) |

## What reviewers say

### Karmon AI

[App page](https://appshunter.io/ios/app/karmon-ai/id6740701827)

This app helps you manage your money smarter by tracking expenses, managing debts, and calculating Zakat. It offers intelligent insights and an intuitive interface with multi-language support and secure data storage.

**Highlights:** Budget overview, Spending pattern insights, Loan management, Zakat calculator, Transaction history search, Multi-language support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Karmon Ai Monthly Premium | $2.99 | per month |
| Karmon Ai Premium | $29.99 | per year |


### Moliya daftari

[App page](https://appshunter.io/ios/app/moliya-daftari/id6797576902)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Karmon AI free?

Karmon AI is free to download, with in-app purchases available.

### Is Moliya daftari free?

Moliya daftari is free to download, with no in-app purchases.

### Do Karmon AI or Moliya daftari have ads?

Neither Karmon AI nor Moliya daftari shows ads.

### Which is updated more often, Karmon AI or Moliya daftari?

Karmon AI ships an update every 10 days, and Moliya daftari monthly. Most recently, Karmon AI was updated on November 8, 2026 and Moliya daftari on November 10, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*