Saro vs Expense Tracker

Saro — Offline Income and Expense Tracker Saro turns scattered receipts, transfers and goals into a single clear picture of your finances. Powered by AI, designed for everyday life, and built to respect your privacy — it is the finance app that adapts to the way you actually live. Whether you log every coffee or just want to know where the month went, Saro keeps up. Snap a receipt, speak a transaction, or chat with the built-in assistant — your numbers always end up exactly where they belong. Shared Accounts • Keep one account together with your partner or family: you and up to three more people see the same balance, expenses, budgets and goals. Invite them with a link in Messages or by email — no sign-up needed, Saro uses your iCloud. Expenses added by others show who added them, and your other accounts stay private. Everyone in the account needs an iPhone with iCloud. AI Assistant in Chat • Talk to your finances. Ask Saro to create a transaction, set up a monthly budget, plan a savings goal, or break down where your money went last week — all in a conversation. Drop in a photo of a receipt and the assistant reads it, categorizes it, and adds it to your records in seconds. It is like having a financial copilot living inside your phone. AI Receipt and Document Scanning • Add expenses in a single shot. Point your camera at a receipt, an invoice, or any printed document — Saro recognizes amounts, merchants, categories and dates automatically. Import existing photos from your library and let AI handle the paperwork. Voice Input • Hands full? Just talk. Tell Saro "twelve for lunch" or "got paid 2,500 for the freelance project" and the right amount and category land in your ledger instantly. iCloud Sync • Your data follows you. Every transaction, account, goal and budget stays seamlessly in sync across iPhone, iPad and every other Apple device on your iCloud — securely and automatically. Native iPad Experience • A full adaptive layout designed for the iPad's bigger canvas. See your dashboard, statistics and lists side by side, and manage your money with the comfort of a real workspace. Advanced Statistics • Go beyond pretty charts. Compare this period to the previous one by category, see your biggest transactions, and track average income and spending over any timeframe. Spot the trends that quietly shape your budget. Widgets for Home Screen and Lock Screen • Your balance, recent transactions and most-used categories — one tap away from every screen. Launch the AI camera, add a transaction, or jump into a category directly from your widget, no app launch required. Powerful Search and Filters • Find any transaction in seconds. Search by description or category, or narrow down by an amount range — perfect for tracking down that one purchase from three months ago. Income and Expense Tracking • Log income, expenses and transfers between accounts or savings goals. Notes, attachments and a built-in calculator make every entry effortless. Financial Goals • Set savings goals for the new bike, the long vacation, or the emergency fund. Track your progress visually and route money toward them through transfers. Flexible Budgets • Plan with precision. Build budgets for a single category or combine several into one (think "Dining Out" plus "Entertainment" together), set limits, and see what is left to spend at a glance. Debt Management • Track money you have lent and money you owe, with dates and notes, so every loan, IOU and split bill stays under control. Multi-Currency Accounts • Travel and earn in any currency. Hold wallets in different currencies, transfer between them, and see your total balance converted to your home currency. Privacy First, Offline by Design • Saro works fully offline — no account required, no tracking, no ads. Optional Face ID and passcode lock keep your data yours and yours alone. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Complete expense & income tracker, budget planner, powered with AI.  Easy, clear and convenient UI, and powerful functionality at the same time. Features: • Fast transaction entry by voice, receipt scan or manual entry. • Multiple entries at once with voice input. • Multiple entries at once with receipt scan. • Powerful analytics, history and search/filters. • Tracking income and expenses with AI. • Categories rules for AI. • Budgeting and planning. • Daily and weekly spending allowance based on current budget. • Recurring transactions and planned transactions. • Multiple currencies: over 170 currencies and exchange rates (including BTC, ETH, etc). • Accounts in any currency and categories with subcategories. • Account groups and transfers between accounts. • Categories with type "both" as well as default "expense" and "income" category types. • No authorization required. • Security (Touch ID and Face ID). Coming soon: • Add transaction with receipt/photo/file with AI. • Extended budgeting and plans. • Widgets. • Goals. • AI reports/insights and adviced. • AI import data from anywhere (other apps, excel,pdf, etc). • API for adding automated transactions from anywhere. • Cloud sync. Track your spending as fast as you can talk. Budgeting doesn’t have to feel like homework. Meet Budget AI - the expense tracker that actually keeps up with you. Whether you’re on the road, tracking budget, or just trying to see where your money goes, Budget AI lets you log expenses in seconds using nothing but your voice. Just say something like, “Spent $15 on lunch and $8 on cinema tickets,” and Budget AI picks up every detail. It splits up the transactions, drops them into the right categories, and records the amounts—no buttons, no fuss. Why pick Budget AI? For starters, you get a super-fast interface - add income or expenses in a couple taps. The app learns your habits and sorts transactions automatically. Traveling or freelancing? You can set up as many accounts as you need in any currency. Get clear visuals on your spending with easy-to-read charts and daily breakdowns. Got subscriptions or bills? Set them to repeat and let Budget AI handle the rest. You can even set strict budgets for different categories, so you never lose track. Your privacy matters. No sign-ups, no cloud syncing required. Lock the app with Face ID, Touch ID, or a PIN for extra security. Export everything to CSV whenever you want. You’re always in control. Ready to take charge of your money? Download Budget AI and experience a faster, smarter way to manage your finances. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://budgetai.appwrite.network/privacy