# PayUp vs OweTracker

The clearest difference is in-app purchases: OweTracker at none against PayUp's 3. On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. PayUp sells 3 in-app purchases, starting at $3.99 per month. OweTracker asks for nothing beyond the download.

## The numbers

| Metric | PayUp | OweTracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (3 ratings)](https://appshunter.io/ios/app/payup-personal-debt-tracker/id6740840670/reviews)** | — |
| Number of ratings | **3** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | — | Every 8 days |
| Monetization | Free with in-app purchases | — |
| Size | 43 MB | 24 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Nick Matthews](https://appshunter.io/developer/1620115375) | [Artur Smyrnov](https://appshunter.io/developer/1832544898) |

## What reviewers say

### PayUp

[App page](https://appshunter.io/ios/app/payup-personal-debt-tracker/id6740840670)

Easily track money owed to you by friends and family. Log debts, record payments, and split group expenses without needing an account. Premium features are available via in-app purchase.

**Highlights:** Log debts and IOUs, Track payment history, Split group expenses, Private and secure data, Unlimited records (premium), Attach pictures (premium)

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Full Access | $3.99 | per month |
| Full Access | $39.99 | per year |
| Lifetime Full Access | $59.99 | one-time |


### OweTracker

[App page](https://appshunter.io/ios/app/owetracker/id6792548205)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PayUp free?

PayUp is free to download, with in-app purchases available.

### Is OweTracker free?

OweTracker is free to download, with no in-app purchases.

### Do PayUp or OweTracker have ads?

Neither PayUp nor OweTracker shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*