# SWACU vs Fast Receipts

The clearest difference is update cadence: SWACU at every 4 weeks against Fast Receipts's every 10 months. Fast Receipts's advantage is iOS requirement (15.5 vs 18.4). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SWACU ships an update every 4 weeks, Fast Receipts every 10 months. The most recent releases landed on October 30, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | SWACU | Fast Receipts |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (4.1K ratings)](https://appshunter.io/ios/app/swacu/id6740840849/reviews)** | — |
| Number of ratings | **4.1K** | — |
| Positive reviews | 75.8% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 weeks** | Every 10 months |
| Monetization | Free | — |
| Size | 196 MB | 106 MB |
| Requires iOS | 18.4 | **15.5** |
| Devices | iPhone, iPad | **iPhone, iPod, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Southwest Airlines Federal Credit Union](https://appshunter.io/developer/533214182) | [Utalyq LLC](https://appshunter.io/developer/1839682097) |

## What reviewers say

### SWACU

[App page](https://appshunter.io/ios/app/swacu/id6740840849)

Manage your finances on the go with this comprehensive banking app. Perform most branch transactions securely from your mobile device, 24/7. Organize transactions, deposit checks remotely, and control your debit cards.

**Highlights:** Organize transactions with tags, notes, and receipt photos, Secure and fast account monitoring, Remote check deposit, Debit card control (on/off), Schedule and view payments and transfers, Apply for new accounts and loans, Biometric authentication

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Terrific improvements from the previous version
- 👍 New app is awesome!
- 👍 Quicker, easier to use, and feels much more modern
- 👍 Great user interface
- 👍 Easy and quick to use

**What reviewers complain about**

- 🔍 Menus take a while to find where you need to go

**Reported bugs**

- No rewards counter in the new app

**Requested features**

- Provide rewards transactions and tracking


### Fast Receipts

[App page](https://appshunter.io/ios/app/fast-receipts/id6752527090)

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SWACU free?

SWACU is free to download, with no in-app purchases.

### Is Fast Receipts free?

Fast Receipts is free to download, with no in-app purchases.

### Do SWACU or Fast Receipts have ads?

Neither SWACU nor Fast Receipts shows ads.

### Which is updated more often, SWACU or Fast Receipts?

SWACU ships an update every 4 weeks, and Fast Receipts every 10 months. Most recently, SWACU was updated on October 30, 2026 and Fast Receipts on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*