# MyGeojit vs KMS Smart

The clearest difference is in-app purchases: MyGeojit at none against KMS Smart's 1. MyGeojit also leads on ads (none vs shown) and iOS requirement (13.0 vs 15.1). On price, update cadence and device support there is nothing between them.

Both are free to download. KMS Smart sells 1 one-off in-app purchase. MyGeojit asks for nothing beyond the download.

MyGeojit ships an update every 3 weeks, KMS Smart monthly. The most recent releases landed on October 17, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | MyGeojit | KMS Smart |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (5 ratings)](https://appshunter.io/ios/app/kms-smart/id6760982133/reviews)** |
| Number of ratings | — | **5** |
| Positive reviews | 80.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | **Every 3 weeks** | Monthly |
| Monetization | **Free** | Free with in-app purchases |
| Size | 42 MB | 30 MB |
| Requires iOS | **13.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Geojit Financial Services Ltd](https://appshunter.io/developer/1680850666) | [Manikanth Muthuvarapu](https://appshunter.io/developer/1886981931) |

## What reviewers say

### MyGeojit

[App page](https://appshunter.io/ios/app/mygeojit/id6740893318)

Manage all your investments and financial accounts from a single platform. Track family portfolios, analyze trades with advanced journaling, and access essential financial statements and services.

**Highlights:** 360° Investment Dashboard, Family Portfolio Management, Advanced Trade Journal with Tagging, Access Multiple Financial Products, Online IPO, OFS, and Buyback Applications, View Financial Statements, Ticket Management & Tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### KMS Smart

[App page](https://appshunter.io/ios/app/kms-smart/id6760982133)

Discover personalized welfare schemes and income opportunities based on your profile. This AI-powered platform helps Indian citizens identify eligibility for government programs, understand potential benefits, and find relevant earning avenues. It provides step-by-step application guides and policy updates.

**Highlights:** AI-powered scheme eligibility assessment, Personalized benefit score and estimates, Step-by-step application guides, Income and earning opportunity identification, Browse over 670 welfare schemes, Latest policy and budget updates, Multi-language support (English, Hindi, Telugu, Kannada)

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| KnowMySchemes Pro | $14.99 | one-time |


## Frequently asked questions

### Is MyGeojit free?

MyGeojit is free to download, with no in-app purchases.

### Is KMS Smart free?

KMS Smart is free to download, with in-app purchases available.

### Do MyGeojit or KMS Smart have ads?

KMS Smart shows ads; MyGeojit does not.

### Which is updated more often, MyGeojit or KMS Smart?

MyGeojit ships an update every 3 weeks, and KMS Smart monthly. Most recently, MyGeojit was updated on October 17, 2026 and KMS Smart on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*