# Sofi vs Budget Planner App

The clearest difference is review sentiment: Sofi at 50% against Budget Planner App's 19%. Sofi also leads on iOS requirement (15.6 vs 17.0). Budget Planner App's advantage is rating (3.9 vs 3.5) and ratings volume (181 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Sofi sells 2 in-app purchases, starting at $4.99 per month and Budget Planner App sells 6 in-app purchases, starting at $3.99 per 7 days. Whichever you choose, the download price is not the number that matters.

Budget Planner App holds the better App Store score, 3.9 against 3.5. That said, the two scores are not equally well evidenced: Budget Planner App has 181 ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 50% of Sofi's written reviews are positive against 19% of Budget Planner App's, so the app with the better star average is not the one people write more warmly about.

Sofi ships an update every 8 days, Budget Planner App every 2 weeks. The most recent releases landed on October 8, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | Sofi | Budget Planner App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.5 (2 ratings)](https://appshunter.io/ios/app/sofi-ai-expenses-tracker/id6741000638/reviews) | **[3.9 (181 ratings)](https://appshunter.io/ios/app/budget-planner-app-zero/id6749040657/reviews)** |
| Number of ratings | 2 | **181** |
| Positive reviews | **50.0% of reviews** | 19.2% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 8 days** | Every 2 weeks |
| Monetization | Freemium | Free with in-app purchases |
| Size | 35 MB | 58 MB |
| Requires iOS | **15.6** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Jose Barcos](https://appshunter.io/developer/1792498397) | [Dishith Dhanani](https://appshunter.io/developer/1828598857) |

## What reviewers say

### Sofi

[App page](https://appshunter.io/ios/app/sofi-ai-expenses-tracker/id6741000638)

This app automatically organizes your finances by converting bank notifications, receipts, and bills into clear transactions. Gain real-time insights into your spending habits with interactive charts and dashboards, eliminating the need for manual tracking or spreadsheets.

**Highlights:** Automatic transaction extraction from emails, AI assistant for manual transaction entry, Real-time statistics dashboard, Interactive spending charts, Supports all currencies and countries, Dark mode

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly | $4.99 | per month |
| Premium Yearly | $49.99 | per year |


### Budget Planner App

[App page](https://appshunter.io/ios/app/budget-planner-app-zero/id6749040657)

Organize your finances with an AI-powered budgeting tool. Easily track expenses and income using voice input, create budgets, and monitor savings and debt. Gain insights into spending habits with clear charts and history.

**Highlights:** AI-powered expense categorization, Voice input for transactions, Monthly budget creation, Savings and debt tracking, Multi-currency support, Spending insights and charts, Recurring transaction management

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly Subscription | $3.99 | per 7 days |
| Monthly Subscription | $3.99 | per month |
| Monthly Subscription | $7.99 | per month |
| Annual Subscription | $47.99 | per year |
| Zero Lifetime | $29.99 | one-time |
| Lifetime | $29.99 | one-time |


## Frequently asked questions

### Is Sofi free?

Sofi is free to download, with in-app purchases available.

### Is Budget Planner App free?

Budget Planner App is free to download, with in-app purchases available.

### Which has better reviews, Sofi or Budget Planner App?

Budget Planner App is rated higher. Sofi averages 3.5 out of 5 from 2 ratings, while Budget Planner App averages 3.9 from 181 ratings.

### Do Sofi or Budget Planner App have ads?

Neither Sofi nor Budget Planner App shows ads.

### Which is updated more often, Sofi or Budget Planner App?

Sofi ships an update every 8 days, and Budget Planner App every 2 weeks. Most recently, Sofi was updated on October 8, 2026 and Budget Planner App on October 29, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*