# MSF Mortgage vs Smartstash

The clearest difference is update cadence: MSF Mortgage at every 6 weeks against Smartstash's every 3 months. MSF Mortgage also leads on device support (3 vs 1) and iOS requirement (15.1 vs 26.0). Smartstash's advantage is ratings volume (5 vs 1). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for MSF Mortgage against 5.0 for Smartstash. That said, the two scores are not equally well evidenced: Smartstash has 5 ratings behind it against 1, so its average is the more settled of the two.

MSF Mortgage ships an update every 6 weeks, Smartstash every 3 months. The most recent releases landed on October 30, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | MSF Mortgage | Smartstash |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/msf-mortgage/id6741165471/reviews) | [5.0 (5 ratings)](https://appshunter.io/ios/app/smartstash-track-spending/id6749651195/reviews) |
| Number of ratings | 1 | **5** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 3 months |
| Monetization | Free | Free |
| Size | 94 MB | 27 MB |
| Requires iOS | **15.1** | 26.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Mortgage Solutions of Colorado, LLC](https://appshunter.io/developer/1659496996) | [Chad Wilke](https://appshunter.io/developer/1831607928) |

## What reviewers say

### MSF Mortgage

[App page](https://appshunter.io/ios/app/msf-mortgage/id6741165471)

This app connects users with expert loan officers to find the ideal home loan. It offers a variety of purchase and refinance programs, including Conventional, FHA, VA, USDA, and Reverse Mortgages.

**Highlights:** Home loan search, Purchase programs, Refinance programs, Expert loan officers, Variety of loan types

**Features:** macOS Compatibility

**In-app purchases:** none


### Smartstash

[App page](https://appshunter.io/ios/app/smartstash-track-spending/id6749651195)

This finance app helps young individuals manage their money by tracking income and expenses. It visualizes financial progress and goals with clear charts and a user-friendly interface, making it easy to understand spending habits.

**Highlights:** Track income and expenses, Manage recurring transactions, Monitor subscriptions, Set and track financial goals, Visualize finances with charts, User-friendly interface

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is MSF Mortgage free?

MSF Mortgage is free to download, with no in-app purchases.

### Is Smartstash free?

Smartstash is free to download, with no in-app purchases.

### Which has better reviews, MSF Mortgage or Smartstash?

MSF Mortgage and Smartstash are both rated 5.0 out of 5 on the App Store, from 1 and 5 ratings respectively.

### Do MSF Mortgage or Smartstash have ads?

Neither MSF Mortgage nor Smartstash shows ads.

### Which is updated more often, MSF Mortgage or Smartstash?

MSF Mortgage ships an update every 6 weeks, and Smartstash every 3 months. Most recently, MSF Mortgage was updated on October 30, 2026 and Smartstash on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*