Comparison

Expense Tracker vs MoniPay

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Expense Tracker

Features
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Expense Tracker - Track Money helps you manage your daily expenses effortlessly. No accounts or sign-ups requiredβ€”just simple, secure, and efficient expense tracking. Key Features: β€’ Easily log and categorize your expenses. β€’ All data is stored locally for complete privacy. β€’ View your spending history and track your budget. β€’ Simple and intuitive design for quick access. β€’ No subscriptions or hidden feesβ€”one-time purchase option available. Take control of your finances today with Expense Tracker - Track Money! Privacy Policy: https://sites.google.com/view/expense-tracker-track-money Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

MoniPay

Features
Read full description

MoniPay is your personal expense tracking assistant. Easily manage your daily spending, track monthly bills, and see exactly where your money goes. Key Features: β€’ Add expenses in seconds and categorize them β€’ View monthly summaries and financial analytics β€’ Securely back up your data with iCloud β€’ Create your own custom spending categories β€’ Never miss a bill with smart reminders β€’ Lifetime, Monthly, and Yearly Premium options Designed for simplicity. Built for control. Start managing your finances smarter with MoniPay. β€” **Subscription Details:** β€’ Title: MoniPay Premium β€’ Length: Monthly, Yearly, or Lifetime (one-time) β€’ Price: $2.99/month, $19.99/year, or $29.99 one-time β€’ Payment will be charged to your Apple ID account at confirmation of purchase. β€’ Subscription automatically renews unless canceled at least 24 hours before the end of the current period. β€’ You can manage or cancel your subscription in **App Store Account Settings > Subscriptions**. **Privacy Policy:** https://github.com/zcanzu/monipay-legal/blob/6e2f1d1f8246bd90b56c9305fde84b01ad0ba5e1/privacy-policy.md **Terms of Use (EULA):** https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ **Product prices may vary by country.**

Screenshots

Expense Tracker4 screens
MoniPay4 screens

Verdict

The call

Expense Tracker and MoniPay are too close to call on the numbers: across 6 compared parameters β€” price, update cadence, ads and in-app purchases among them β€” neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Expense Tracker sells 2 in-app purchases, starting at $1.99 per 6 months and MoniPay sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Expense Tracker ships an update every 5 days, MoniPay weekly. The most recent releases landed on September 16, 2026 and May 14, 2026 respectively.

ScorecardNo meaningful differences
Expense Tracker versus MoniPay: the parameters behind the verdict, then further details
ParameterExpense TrackerMoniPay
PriceFreeFree
Update frequencyEvery 5 days β€” betterWeekly
AdsNoNo
In-app purchasesYesYes
DevicesiPhoneiPhone, iPad β€” better
Requires iOS17.0 β€” better18.0
Further details β€” not scored
Size23 MB15 MB
Age rating4+4+
DeveloperBugrahan GulmezCan Zurnaci

In-app purchases

2 purchases

Expense Tracker

Subscriptions2
  • 6 Month Subscription$1.996 Months
  • Yearly Subscription$2.991 Year
3 purchases

MoniPay

Subscriptions2
  • Monthly Premium$1.991 Month
  • Yearly Premium$9.991 Year
One-time1
  • Lifetime Premium$9.99

Questions

Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Is MoniPay free?
MoniPay is free to download, with in-app purchases available.
Do Expense Tracker or MoniPay have ads?
Neither Expense Tracker nor MoniPay shows ads.
Which is updated more often, Expense Tracker or MoniPay?
Expense Tracker ships an update every 5 days, and MoniPay weekly. Most recently, Expense Tracker was updated on September 16, 2026 and MoniPay on May 14, 2026.

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