# Kashpay vs SmartpayVTU

The clearest difference is update cadence: SmartpayVTU at daily against Kashpay's every 9 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Kashpay ships an update every 9 months, SmartpayVTU daily. The most recent releases landed on October 30, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Kashpay | SmartpayVTU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/kashpay/id6741328731/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 9 months | **Daily** |
| Monetization | Free | — |
| Size | 32 MB | 33 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Cashbridge Microfinance Bank](https://appshunter.io/developer/1706302743) | [LEMS - TECH INTEGRATED SERVICES](https://appshunter.io/developer/1838661649) |

## What reviewers say

### Kashpay

[App page](https://appshunter.io/ios/app/kashpay/id6741328731)

This app offers a convenient way to manage personal finances. It allows for instant money transfers, bill payments, and airtime purchases. Experience seamless banking solutions for everyday financial needs.

**Highlights:** Instant money sending and receiving, Easy bill payments, Airtime and data purchases, Cable subscription payments, Electricity bill payments

**Features:** macOS Compatibility

**In-app purchases:** none


### SmartpayVTU

[App page](https://appshunter.io/ios/app/smartpayvtu/id6755654068)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Kashpay free?

Kashpay is free to download, with no in-app purchases.

### Is SmartpayVTU free?

SmartpayVTU is free to download, with no in-app purchases.

### Do Kashpay or SmartpayVTU have ads?

Neither Kashpay nor SmartpayVTU shows ads.

### Which is updated more often, Kashpay or SmartpayVTU?

Kashpay ships an update every 9 months, and SmartpayVTU daily. Most recently, Kashpay was updated on October 30, 2026 and SmartpayVTU on October 28, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*