# iNPAY vs SmartpayVTU

The clearest difference is update cadence: SmartpayVTU at daily against iNPAY's fortnightly. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

iNPAY ships an update fortnightly, SmartpayVTU daily. The most recent releases landed on September 8, 2026 and September 16, 2026 respectively.

## The numbers

| Metric | iNPAY | SmartpayVTU |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Daily** |
| Size | 80 MB | 33 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [INTECH MANAGEMENT LIMITED](https://appshunter.io/developer/1794168843) | [LEMS - TECH INTEGRATED SERVICES](https://appshunter.io/developer/1838661649) |

## What reviewers say

### iNPAY

[App page](https://appshunter.io/ios/app/inpay/id6741436449)

**In-app purchases:** none


### SmartpayVTU

[App page](https://appshunter.io/ios/app/smartpayvtu/id6755654068)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is iNPAY free?

iNPAY is free to download, with no in-app purchases.

### Is SmartpayVTU free?

SmartpayVTU is free to download, with no in-app purchases.

### Do iNPAY or SmartpayVTU have ads?

Neither iNPAY nor SmartpayVTU shows ads.

### Which is updated more often, iNPAY or SmartpayVTU?

iNPAY ships an update fortnightly, and SmartpayVTU daily. Most recently, iNPAY was updated on September 8, 2026 and SmartpayVTU on September 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*