# iNPAY vs Payinto

The clearest difference is update cadence: iNPAY at fortnightly against Payinto's every 2 months. iNPAY also leads on iOS requirement (13.0 vs 16.4). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

iNPAY ships an update fortnightly, Payinto every 2 months. The most recent releases landed on October 10, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | iNPAY | Payinto |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (2 ratings)](https://appshunter.io/ios/app/payinto/id6757889877/reviews)** |
| Number of ratings | — | **2** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 2 months |
| Monetization | — | Free |
| Size | 80 MB | 129 MB |
| Requires iOS | **13.0** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [INTECH MANAGEMENT LIMITED](https://appshunter.io/developer/1794168843) | [Retenvo Technologies Limited](https://appshunter.io/developer/1766072375) |

## What reviewers say

### iNPAY

[App page](https://appshunter.io/ios/app/inpay/id6741436449)

**In-app purchases:** none


### Payinto

[App page](https://appshunter.io/ios/app/payinto/id6757889877)

Manage personal and business finances efficiently. Send and receive money, create payment links and invoices, and pay bills. Organize savings groups and track cash flow with smart payment tools.

**Highlights:** Send and receive money, Create payment links and invoices, Pay bills (airtime, data, electricity), Organize Osusu (rotational savings), Track expenses and cash flow, Manage multiple accounts/profiles, QR/scan-based payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is iNPAY free?

iNPAY is free to download, with no in-app purchases.

### Is Payinto free?

Payinto is free to download, with no in-app purchases.

### Do iNPAY or Payinto have ads?

Neither iNPAY nor Payinto shows ads.

### Which is updated more often, iNPAY or Payinto?

iNPAY ships an update fortnightly, and Payinto every 2 months. Most recently, iNPAY was updated on October 10, 2026 and Payinto on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*