# iNPAY vs Saving Genius

The clearest difference is update cadence: iNPAY at fortnightly against Saving Genius's every 3 months. iNPAY also leads on iOS requirement (13.0 vs 16.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

iNPAY ships an update fortnightly, Saving Genius every 3 months. The most recent releases landed on October 10, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | iNPAY | Saving Genius |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 3 months |
| Size | 80 MB | 69 MB |
| Requires iOS | **13.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 17+ | 17+ |
| Developer | [INTECH MANAGEMENT LIMITED](https://appshunter.io/developer/1794168843) | [Retenvo Technologies Limited](https://appshunter.io/developer/1766072375) |

## What reviewers say

### iNPAY

[App page](https://appshunter.io/ios/app/inpay/id6741436449)

**In-app purchases:** none


### Saving Genius

[App page](https://appshunter.io/ios/app/saving-genius/id6759215629)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is iNPAY free?

iNPAY is free to download, with no in-app purchases.

### Is Saving Genius free?

Saving Genius is free to download, with no in-app purchases.

### Do iNPAY or Saving Genius have ads?

Neither iNPAY nor Saving Genius shows ads.

### Which is updated more often, iNPAY or Saving Genius?

iNPAY ships an update fortnightly, and Saving Genius every 3 months. Most recently, iNPAY was updated on October 10, 2026 and Saving Genius on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*