Comparison

Buddget vs Kelo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Buddget

Features
Read full description

Buddget is a powerful yet simple personal finance app designed to help you track expenses, budget smarter, and grow your savings.  Created by finance experts, it acts as your financial conscience, guiding you to set financial goals, manage investments, and monitor cash flow with ease.  Get a complete overview of your money, make informed financial decisions, and discover the best way to save and invest for a secure future. Terms of use: https://app.termly.io/policy-viewer/policy.html?policyUUID=5d94f222-eeed-49f7-b795-874198304d51

About

Kelo

Manage your recurring payments and expenses with a privacy-focused tracker. Visualize upcoming bills and subscriptions on a calendar, receive timely reminders, and gain insights into your spending habits to avoid forgotten renewals and surprise charges.

Highlights
  • Calendar view for bills and renewals
  • Renewal notifications
  • Track subscriptions and expenses
  • Templates for popular services
  • Multi-currency support
  • Spending insights and cash-flow overview
  • Private, on-device data storage
Features
Read full description

Know what leaves your account this month, before it leaves. Kelo tracks your subscriptions, bills and everyday expenses in one place, and warns you before every charge. No bank login, ever. Start free: log your first recurring expenses and as many one time expenses as you want, without paying and without connecting your bank. WHAT KELO DOES • Monthly and yearly summary: how much leaves your account, and when • Billing cycles that match real life: weekly, monthly, quarterly or any custom interval • Upcoming payments organized by category • A dashboard with four charts and your key figures at a glance • Unlimited one time expenses: coffee, groceries, fuel, anything • Widget showing how your spending is going, month by month • 10 languages and all major currencies AUTOMATIC, IF YOU WANT IT (Premium) • Pay with Apple Pay and Kelo logs the expense by itself, even with the app closed • Turn receipts and invoices into expenses with your camera • Add an expense in one tap with Shortcuts PREMIUM ALSO UNLOCKS • Unlimited recurring expenses • Alerts before every renewal, with configurable lead time • Full payment calendar, day by day • Budgets by category and savings goals • Sync and backup YOUR PRIVACY FIRST No bank connection. You choose what to add. Sync and backup are optional. Download Kelo and always know what money is committed before you spend. Subscription details: Kelo Premium is an auto-renewable subscription, available as a monthly or annual plan. The price is shown in the app before you confirm. Payment is charged to your Apple Account at purchase. The subscription renews automatically unless you cancel at least 24 hours before the end of the current period, and your account is charged within 24 hours before the period ends. You can manage or cancel anytime in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://juicestudio.notion.site/Legal-1d20ce62bcb5805ca800e676ef7aa8ed

Screenshots

Buddget4 screens
Kelo4 screens

Verdict

The call

The clearest difference is ads: Kelo at none against Buddget's shown. Kelo also leads on update cadence (daily vs every 9 days). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Buddget sells 2 in-app purchases, starting at $0.99 per month and Kelo sells 5 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Buddget ships an update every 9 days, Kelo daily. The most recent releases landed on October 15, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 8 level
Buddget versus Kelo: the parameters behind the verdict, then further details
ParameterBuddgetKelo
PriceFreeFree
Rating—5.0 (9 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—9 — better
Update frequencyEvery 9 daysDaily — better
AdsYesNo — better
In-app purchasesYesYes
Monetization—Freemium
DevicesiPhone, iPad — betteriPhone
Requires iOS18.018.0
Further details — not scored
Size27 MB78 MB
Age rating17+4+
DeveloperSamuel Pinheiro JuniorJose Pedro Franco Moreno

In-app purchases

2 purchases

Buddget

Subscriptions2
  • Monthly Premium.3 Days trial$0.991 Month
  • Annual Premium.3 Days trial$7.991 Year
5 purchases

Kelo

Subscriptions4
  • Kelo Premium7 Days trial$4.991 Month
  • Kelo Premium$4.991 Month
  • Kelo Premium Annual$29.991 Year
Show 1 more
  • Kelo Premium Annual7 Days trial$29.991 Year
One-time1
  • Kelo Premium Lifetime$49.99

Questions

Is Buddget free?
Buddget is free to download, with in-app purchases available.
Is Kelo free?
Kelo is free to download, with in-app purchases available.
Do Buddget or Kelo have ads?
Buddget shows ads; Kelo does not.
Which is updated more often, Buddget or Kelo?
Buddget ships an update every 9 days, and Kelo daily. Most recently, Buddget was updated on October 15, 2026 and Kelo on October 24, 2026.

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