# BudgetPlanning vs DebtFlow

The clearest difference is in-app purchases: DebtFlow at none against BudgetPlanning's 2. DebtFlow also leads on iOS requirement (15.1 vs 18.2). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. BudgetPlanning sells 2 in-app purchases, starting at $3.99 per month. DebtFlow asks for nothing beyond the download.

BudgetPlanning ships an update every 5 months, DebtFlow every 3 months. The most recent releases landed on September 18, 2026 and September 26, 2026 respectively.

## The numbers

| Metric | BudgetPlanning | DebtFlow |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 3 months** |
| Size | 13 MB | 27 MB |
| Requires iOS | 18.2 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Kevin Baumgartner](https://appshunter.io/developer/1518424590) | [OnlineBuilders LLC](https://appshunter.io/developer/1834674506) |

## What reviewers say

### BudgetPlanning

[App page](https://appshunter.io/ios/app/budgetplanning/id6741595186)

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Monthly | $3.99 | per month |
| Pro Yearly | $34.99 | per year |


### DebtFlow

[App page](https://appshunter.io/ios/app/debtflow/id6743642654)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is BudgetPlanning free?

BudgetPlanning is free to download, with in-app purchases available.

### Is DebtFlow free?

DebtFlow is free to download, with no in-app purchases.

### Do BudgetPlanning or DebtFlow have ads?

Neither BudgetPlanning nor DebtFlow shows ads.

### Which is updated more often, BudgetPlanning or DebtFlow?

BudgetPlanning ships an update every 5 months, and DebtFlow every 3 months. Most recently, BudgetPlanning was updated on September 18, 2026 and DebtFlow on September 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*