# Retirement Calculator. vs Smart Retirement Planner

The clearest difference is in-app purchases: Retirement Calculator. at none against Smart Retirement Planner's 1. Retirement Calculator. also leads on ratings volume (3 vs 1). Smart Retirement Planner's advantage is update cadence (every 3 weeks vs every 10 months) and rating (5.0 vs 4.7). On price, ads and device support there is nothing between them.

Both are free to download. Smart Retirement Planner sells 1 one-off in-app purchase. Retirement Calculator. asks for nothing beyond the download.

Smart Retirement Planner holds the better App Store score, 5.0 against 4.7. Both are backed by a comparable volume of ratings — 3 and 1 respectively.

Retirement Calculator. ships an update every 10 months, Smart Retirement Planner every 3 weeks. The most recent releases landed on October 23, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | Retirement Calculator. | Smart Retirement Planner |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (3 ratings)](https://appshunter.io/ios/app/retirement-calculator/id6741595414/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/smart-retirement-planner/id6777520907/reviews)** |
| Number of ratings | **3** | 1 |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 10 months | **Every 3 weeks** |
| Monetization | **Free** | Freemium |
| Size | 0 MB | 4 MB |
| Requires iOS | 18.2 | **15.6** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Nicolas Gustavo Melian](https://appshunter.io/developer/1777868675) | [Gary Cox](https://appshunter.io/developer/1083086974) |

## What reviewers say

### Retirement Calculator.

[App page](https://appshunter.io/ios/app/retirement-calculator/id6741595414)

Visualize your financial future with detailed projections and interactive charts. This tool makes retirement planning clear and accessible with precise calculations and an intuitive dark-themed interface.

**Highlights:** Customizable input fields, Dual nominal and inflation-adjusted projections, Interactive growth charts, Year-by-year savings breakdown, Age-based financial milestones, Dark mode interface

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Smart Retirement Planner

[App page](https://appshunter.io/ios/app/smart-retirement-planner/id6777520907)

This app helps adults plan for retirement with simple tools and visual projections. It offers guidance on savings, account growth, withdrawal sustainability, and bridging income gaps before Social Security. Prioritizes privacy with an on-device experience and no account requirement.

**Highlights:** Personalized retirement overview, Savings goal and projected balance, 401(k) growth projections, Monthly withdrawal planning, Social Security bridge funding, Monte Carlo market simulations, On-device privacy

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlock Pro | $4.99 | one-time |


## Frequently asked questions

### Is Retirement Calculator. free?

Retirement Calculator. is free to download, with no in-app purchases.

### Is Smart Retirement Planner free?

Smart Retirement Planner is free to download, with in-app purchases available.

### Which has better reviews, Retirement Calculator. or Smart Retirement Planner?

Smart Retirement Planner is rated higher. Retirement Calculator. averages 4.7 out of 5 from 3 ratings, while Smart Retirement Planner averages 5.0 from 1 ratings.

### Do Retirement Calculator. or Smart Retirement Planner have ads?

Neither Retirement Calculator. nor Smart Retirement Planner shows ads.

### Which is updated more often, Retirement Calculator. or Smart Retirement Planner?

Retirement Calculator. ships an update every 10 months, and Smart Retirement Planner every 3 weeks. Most recently, Retirement Calculator. was updated on October 23, 2026 and Smart Retirement Planner on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*