# ayuta Pay vs Cube

The clearest difference is iOS requirement: ayuta Pay at 15.6 against Cube's 17.0. On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for ayuta Pay against 5.0 for Cube. Both are backed by a comparable volume of ratings — 1 and 2 respectively.

ayuta Pay ships an update every 2 days, Cube every 4 days. The most recent releases landed on October 28, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | ayuta Pay | Cube |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/ayuta-pay/id6741651880/reviews) | [5.0 (2 ratings)](https://appshunter.io/ios/app/cube-money-together/id6755666521/reviews) |
| Number of ratings | 1 | **2** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 days** | Every 4 days |
| Monetization | Free | Free |
| Size | 50 MB | 148 MB |
| Requires iOS | **15.6** | 17.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [Ayuta Pay LLC](https://appshunter.io/developer/1791937114) | [Cube Money](https://appshunter.io/developer/1855399973) |

## What reviewers say

### ayuta Pay

[App page](https://appshunter.io/ios/app/ayuta-pay/id6741651880)

Facilitates community-based funding through rotating savings groups and one-time crowdfunding. Enables interest-free microloans and seamless payments, fostering financial independence without traditional banking.

**Highlights:** Rotating savings groups, One-time crowdfunding, Interest-free microloans, Secure payment processing, Real-time updates and alerts, Community management tools

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Cube

[App page](https://appshunter.io/ios/app/cube-money-together/id6755666521)

This app facilitates group savings by allowing users to create or join private savings circles. Members contribute on a schedule and take turns receiving the full pooled amount, all managed transparently without banks or interest.

**Highlights:** Create or join private savings groups, Schedule contributions and track payments, Rotate receiving full payouts, Transparent activity tracking, In-app messaging for coordination, Customizable group rules, Trust scores and group health metrics

**In-app purchases:** none


## Frequently asked questions

### Is ayuta Pay free?

ayuta Pay is free to download, with no in-app purchases.

### Is Cube free?

Cube is free to download, with no in-app purchases.

### Which has better reviews, ayuta Pay or Cube?

ayuta Pay and Cube are both rated 5.0 out of 5 on the App Store, from 1 and 2 ratings respectively.

### Do ayuta Pay or Cube have ads?

Neither ayuta Pay nor Cube shows ads.

### Which is updated more often, ayuta Pay or Cube?

ayuta Pay ships an update every 2 days, and Cube every 4 days. Most recently, ayuta Pay was updated on October 28, 2026 and Cube on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*