# BillNote vs Cỏ

The clearest difference is in-app purchases: Cỏ at none against BillNote's 3. Cỏ also leads on ads (none vs shown). BillNote's advantage is iOS requirement (15 vs 17.6). On price, update cadence and device support there is nothing between them.

Both are free to download. BillNote sells 3 in-app purchases, starting at $0.99 per month. Cỏ asks for nothing beyond the download.

BillNote ships an update every 5 days, Cỏ every 4 days. The most recent releases landed on October 24, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | BillNote | Cỏ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/billnote-expense-tracker/id6741729890/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Every 5 days | **Every 4 days** |
| Monetization | Free with in-app purchases | — |
| Size | 39 MB | 15 MB |
| Requires iOS | **15** | 17.6 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [驷旭 姚](https://appshunter.io/developer/1786783068) | [Huu Hai Nguyen](https://appshunter.io/developer/6782767281) |

## What reviewers say

### BillNote

[App page](https://appshunter.io/ios/app/billnote-expense-tracker/id6741729890)

This finance app offers a unique 3-level categorization system for detailed expense tracking. Manage multiple financial books for personal or business use with customizable icons and insightful charts. It's designed for users needing precise financial organization.

**Highlights:** Unique 3-level categories, Multi-books support, Customizable icons and backgrounds, Insightful charts and trend lines, Clean and fast interface, Detailed spending organization

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium | $0.99 | per month |
| Premium | $5.99 | per year |
| Pro Forever | $11.99 | one-time |


### Cỏ

[App page](https://appshunter.io/ios/app/co-chi-tieu-ca-nhan/id6782767279)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BillNote free?

BillNote is free to download, with in-app purchases available.

### Is Cỏ free?

Cỏ is free to download, with no in-app purchases.

### Do BillNote or Cỏ have ads?

BillNote shows ads; Cỏ does not.

### Which is updated more often, BillNote or Cỏ?

BillNote ships an update every 5 days, and Cỏ every 4 days. Most recently, BillNote was updated on October 24, 2026 and Cỏ on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*