# PaM.NET Home Budget vs Spending Tracker

The clearest difference is in-app purchases: Spending Tracker at none against PaM.NET Home Budget's 3. Spending Tracker also leads on update cadence (every 2 days vs fortnightly). PaM.NET Home Budget's advantage is iOS requirement (16.2 vs 18.4). On price, ads and device support there is nothing between them.

Both are free to download. PaM.NET Home Budget sells 3 in-app purchases, starting at $1.49 per month. Spending Tracker asks for nothing beyond the download.

PaM.NET Home Budget ships an update fortnightly, Spending Tracker every 2 days. Both last shipped on November 8, 2026.

## The numbers

| Metric | PaM.NET Home Budget | Spending Tracker |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 2 days** |
| Size | 8 MB | 1 MB |
| Requires iOS | **16.2** | 18.4 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Pawel Malyszczuk](https://appshunter.io/developer/1795333871) | [Dmitrii Prokushev](https://appshunter.io/developer/1815306793) |

## What reviewers say

### PaM.NET Home Budget

[App page](https://appshunter.io/ios/app/pamnet-home-budget/id6741738740)

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly | $1.49 | per month |
| Premium Yearly | $12.49 | per year |
| Premium Lifetime | $39.99 | one-time |


### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker-subcoster/id6746378374)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PaM.NET Home Budget free?

PaM.NET Home Budget is free to download, with in-app purchases available.

### Is Spending Tracker free?

Spending Tracker is free to download, with no in-app purchases.

### Do PaM.NET Home Budget or Spending Tracker have ads?

Neither PaM.NET Home Budget nor Spending Tracker shows ads.

### Which is updated more often, PaM.NET Home Budget or Spending Tracker?

PaM.NET Home Budget ships an update fortnightly, and Spending Tracker every 2 days. Most recently, PaM.NET Home Budget was updated on November 8, 2026 and Spending Tracker on November 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*