# Sikama vs XAFPAY

The clearest difference is ads: Sikama at none against XAFPAY's shown. Sikama also leads on update cadence (every 5 days vs monthly) and iOS requirement (13.0 vs 16.0). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Sikama ships an update every 5 days, XAFPAY monthly. The most recent releases landed on October 30, 2026 and November 9, 2026 respectively.

## The numbers

| Metric | Sikama | XAFPAY |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/sikama-send-and-transfer/id6741836046/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 5 days** | Monthly |
| Monetization | Free | — |
| Size | 97 MB | 11 MB |
| Requires iOS | **13.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [Sikama Finserv](https://appshunter.io/developer/1795855684) | [XAFPAY LLC](https://appshunter.io/developer/1862105945) |

## What reviewers say

### Sikama

[App page](https://appshunter.io/ios/app/sikama-send-and-transfer/id6741836046)

Send money internationally and domestically with speed and security. Enjoy fee-free cross-currency transfers, competitive exchange rates, and real-time notifications. Refer friends to earn rewards.

**Highlights:** International money transfers, Domestic money transfers, Zero fees for cross-currency transfers, High currency exchange rates, Multi-currency support, Real-time notifications, Referral rewards

**Features:** macOS Compatibility

**In-app purchases:** none


### XAFPAY

[App page](https://appshunter.io/ios/app/xafpay/id6756652853)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Sikama free?

Sikama is free to download, with no in-app purchases.

### Is XAFPAY free?

XAFPAY is free to download, with no in-app purchases.

### Do Sikama or XAFPAY have ads?

XAFPAY shows ads; Sikama does not.

### Which is updated more often, Sikama or XAFPAY?

Sikama ships an update every 5 days, and XAFPAY monthly. Most recently, Sikama was updated on October 30, 2026 and XAFPAY on November 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*