# Nova Terra Private Wealth vs SpendFlex

The clearest difference is in-app purchases: Nova Terra Private Wealth at none against SpendFlex's 2. SpendFlex's advantage is update cadence (every 11 days vs every 2 months). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. SpendFlex sells 2 in-app purchases, starting at $2.99 per month. Nova Terra Private Wealth asks for nothing beyond the download.

Nova Terra Private Wealth ships an update every 2 months, SpendFlex every 11 days. The most recent releases landed on May 18, 2026 and September 17, 2026 respectively.

## The numbers

| Metric | Nova Terra Private Wealth | SpendFlex |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 11 days** |
| Size | 31 MB | 46 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [novaterraprivatewealth.app](https://appshunter.io/developer/1795857140) | [ALFREDO CALOTO SANTIN](https://appshunter.io/developer/1896686921) |

## What reviewers say

### Nova Terra Private Wealth

[App page](https://appshunter.io/ios/app/nova-terra-private-wealth/id6741836401)

**Features:** macOS Compatibility

**In-app purchases:** none


### SpendFlex

[App page](https://appshunter.io/ios/app/spendflex-spending-tracker/id6771418134)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendFlex PRO month | $2.99 | per month |
| SpendFlex Premium lifetime | $22.99 | one-time |


## Frequently asked questions

### Is Nova Terra Private Wealth free?

Nova Terra Private Wealth is free to download, with no in-app purchases.

### Is SpendFlex free?

SpendFlex is free to download, with in-app purchases available.

### Do Nova Terra Private Wealth or SpendFlex have ads?

Neither Nova Terra Private Wealth nor SpendFlex shows ads.

### Which is updated more often, Nova Terra Private Wealth or SpendFlex?

Nova Terra Private Wealth ships an update every 2 months, and SpendFlex every 11 days. Most recently, Nova Terra Private Wealth was updated on May 18, 2026 and SpendFlex on September 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*