# Moneda vs SmashPay

The clearest difference is device support: SmashPay at 3 against Moneda's 1. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Moneda ships an update every 10 days, SmashPay weekly. The most recent releases landed on October 14, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Moneda | SmashPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.0 (1 ratings)](https://appshunter.io/ios/app/moneda/id6741869236/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 10 days | **Weekly** |
| Monetization | Free | — |
| Size | 164 MB | 68 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 12+ |
| Developer | [Moneda Digital GmbH](https://appshunter.io/developer/1795032691) | [SmashTech](https://appshunter.io/developer/1864772920) |

## What reviewers say

### Moneda

[App page](https://appshunter.io/ios/app/moneda/id6741869236)

Manage your money with a finance app that combines traditional banking clarity with stablecoin freedom. Hold multiple currencies, earn higher interest than traditional banks, and make global transfers securely. It offers self-custody for full control over your funds.

**Highlights:** Spending accounts in EUR, USD, CAD, Virtual accounts for SEPA/ACH transfers, QR code payments, High-yield earnings accounts, Instant currency swaps, Self-custodial security

**In-app purchases:** none


### SmashPay

[App page](https://appshunter.io/ios/app/smashpay/id6762131761)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Moneda free?

Moneda is free to download, with no in-app purchases.

### Is SmashPay free?

SmashPay is free to download, with no in-app purchases.

### Do Moneda or SmashPay have ads?

Neither Moneda nor SmashPay shows ads.

### Which is updated more often, Moneda or SmashPay?

Moneda ships an update every 10 days, and SmashPay weekly. Most recently, Moneda was updated on October 14, 2026 and SmashPay on October 8, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*