# Moneda vs Ethena Pay

The clearest difference is rating: Ethena Pay at 5.0 against Moneda's 1.0. Ethena Pay also leads on update cadence (every 4 days vs every 10 days) and ratings volume (5 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Ethena Pay holds the better App Store score, 5.0 against 1.0. That said, the two scores are not equally well evidenced: Ethena Pay has 5 ratings behind it against 1, so its average is the more settled of the two.

Moneda ships an update every 10 days, Ethena Pay every 4 days. The most recent releases landed on October 14, 2026 and October 2, 2026 respectively.

## The numbers

| Metric | Moneda | Ethena Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (1 ratings)](https://appshunter.io/ios/app/moneda/id6741869236/reviews) | **[5.0 (5 ratings)](https://appshunter.io/ios/app/ethena-pay/id6763149705/reviews)** |
| Number of ratings | 1 | **5** |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 10 days | **Every 4 days** |
| Monetization | Free | Free |
| Size | 164 MB | 125 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Moneda Digital GmbH](https://appshunter.io/developer/1795032691) | [Ethena Pay Ltd](https://appshunter.io/developer/1895181273) |

## What reviewers say

### Moneda

[App page](https://appshunter.io/ios/app/moneda/id6741869236)

Manage your money with a finance app that combines traditional banking clarity with stablecoin freedom. Hold multiple currencies, earn higher interest than traditional banks, and make global transfers securely. It offers self-custody for full control over your funds.

**Highlights:** Spending accounts in EUR, USD, CAD, Virtual accounts for SEPA/ACH transfers, QR code payments, High-yield earnings accounts, Instant currency swaps, Self-custodial security

**In-app purchases:** none


### Ethena Pay

[App page](https://appshunter.io/ios/app/ethena-pay/id6763149705)

Manage your money globally with a non-custodial wallet. Earn daily rewards on eligible balances, send instant transfers worldwide, and spend with crypto cashback. Securely access your funds with passkeys and biometrics.

**Highlights:** Non-custodial wallet, Daily Boost rewards on balances, Referral bonuses up to $5,000+, Virtual card for ApplePay, Crypto cashback on spending, Instant global transfers, Passkey and biometric security

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Moneda free?

Moneda is free to download, with no in-app purchases.

### Is Ethena Pay free?

Ethena Pay is free to download, with no in-app purchases.

### Which has better reviews, Moneda or Ethena Pay?

Ethena Pay is rated higher. Moneda averages 1.0 out of 5 from 1 ratings, while Ethena Pay averages 5.0 from 5 ratings.

### Do Moneda or Ethena Pay have ads?

Neither Moneda nor Ethena Pay shows ads.

### Which is updated more often, Moneda or Ethena Pay?

Moneda ships an update every 10 days, and Ethena Pay every 4 days. Most recently, Moneda was updated on October 14, 2026 and Ethena Pay on October 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*