# Billpoint vs Spendin

The clearest difference is rating: Billpoint at 4.6 against Spendin's 3.8. Billpoint also leads on ratings volume (1.1K vs 33) and iOS requirement (13.0 vs 15.1). Spendin's advantage is review sentiment (84% vs 57%) and update cadence (weekly vs every 6 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Billpoint holds the better App Store score, 4.6 against 3.8. That said, the two scores are not equally well evidenced: Billpoint has 1.1K ratings behind it against 33, so its average is the more settled of the two. Written reviews complicate that: 57% of Billpoint's written reviews are positive against 84% of Spendin's, so the app with the better star average is not the one people write more warmly about.

Billpoint ships an update every 6 weeks, Spendin weekly. The most recent releases landed on October 28, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | Billpoint | Spendin |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (1.1K ratings)](https://appshunter.io/ios/app/billpoint/id6741872401/reviews)** | [3.8 (33 ratings)](https://appshunter.io/ios/app/spendin-send-swap/id6747070548/reviews) |
| Number of ratings | **1.1K** | 33 |
| Positive reviews | 57.1% of reviews | **84.2% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Weekly** |
| Monetization | Free | Free |
| Size | 43 MB | 176 MB |
| Requires iOS | **13.0** | 15.1 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Flexgreen Concept Ltd](https://appshunter.io/developer/1457155176) | [NEONA TECHNOLOGIES COMPANY LIMITED](https://appshunter.io/developer/1819693297) |

## What reviewers say

### Billpoint

[App page](https://appshunter.io/ios/app/billpoint/id6741872401)

Manage all your bills and transactions in one convenient app. Pay for utilities, airtime, data, and even book flights. Enjoy secure, fast payments with rewards and 24/7 customer support.

**Highlights:** Seamless bill payments, Instant gift card purchases, eSIM activation & top-ups, Virtual accounts for funding, Fast & secure transactions, Exclusive rewards & bonuses, 24/7 dedicated support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and reliable
- 👍 Easy to use
- 🚀 Quick service
- 🚀 Swift and fast
- 👍 Best app ever

**What reviewers complain about**

- 🐛 App not working
- 🐛 Too slow
- 🐛 Frustrating experience
- 🐛 Can't use most functions
- 🐛 Bad customer care

**Reported bugs**

- iTunes not received via email
- Money not reflecting after hours
- Account blocked after sending money
- Money disappeared without trace
- App crashes more often than it works

**Requested features**

- Notify customers of downtime
- Add withdrawal features
- Improve security (PIN required)


### Spendin

[App page](https://appshunter.io/ios/app/spendin-send-swap/id6747070548)

A modern digital wallet designed for global users to manage multiple currencies securely and efficiently. It offers a streamlined experience for sending, swapping, and tracking your funds.

**Highlights:** Secure currency management, Seamless currency swapping, Global lifestyle wallet, Modern user interface, Send and receive funds

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Billpoint free?

Billpoint is free to download, with no in-app purchases.

### Is Spendin free?

Spendin is free to download, with no in-app purchases.

### Which has better reviews, Billpoint or Spendin?

Billpoint is rated higher. Billpoint averages 4.6 out of 5 from 1.1K ratings, while Spendin averages 3.8 from 33 ratings.

### Do Billpoint or Spendin have ads?

Neither Billpoint nor Spendin shows ads.

### Which is updated more often, Billpoint or Spendin?

Billpoint ships an update every 6 weeks, and Spendin weekly. Most recently, Billpoint was updated on October 28, 2026 and Spendin on October 21, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*