# Billpoint vs ZenithBankToken

The clearest difference is rating: Billpoint at 4.6 against ZenithBankToken's 4.1. Billpoint also leads on ratings volume (1.1K vs 9) and iOS requirement (13.0 vs 16.6). ZenithBankToken's advantage is update cadence (every 2 days vs every 6 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Billpoint holds the better App Store score, 4.6 against 4.1. That said, the two scores are not equally well evidenced: Billpoint has 1.1K ratings behind it against 9, so its average is the more settled of the two.

Billpoint ships an update every 6 weeks, ZenithBankToken every 2 days. The most recent releases landed on October 28, 2026 and October 23, 2026 respectively.

## The numbers

| Metric | Billpoint | ZenithBankToken |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (1.1K ratings)](https://appshunter.io/ios/app/billpoint/id6741872401/reviews)** | [4.1 (9 ratings)](https://appshunter.io/ios/app/zenithbanktoken/id6751470900/reviews) |
| Number of ratings | **1.1K** | 9 |
| Positive reviews | 57.1% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 2 days** |
| Monetization | Free | Free |
| Size | 43 MB | 24 MB |
| Requires iOS | **13.0** | 16.6 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Flexgreen Concept Ltd](https://appshunter.io/developer/1457155176) | [Zenith Bank PLC](https://appshunter.io/developer/732850257) |

## What reviewers say

### Billpoint

[App page](https://appshunter.io/ios/app/billpoint/id6741872401)

Manage all your bills and transactions in one convenient app. Pay for utilities, airtime, data, and even book flights. Enjoy secure, fast payments with rewards and 24/7 customer support.

**Highlights:** Seamless bill payments, Instant gift card purchases, eSIM activation & top-ups, Virtual accounts for funding, Fast & secure transactions, Exclusive rewards & bonuses, 24/7 dedicated support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and reliable
- 👍 Easy to use
- 🚀 Quick service
- 🚀 Swift and fast
- 👍 Best app ever

**What reviewers complain about**

- 🐛 App not working
- 🐛 Too slow
- 🐛 Frustrating experience
- 🐛 Can't use most functions
- 🐛 Bad customer care

**Reported bugs**

- iTunes not received via email
- Money not reflecting after hours
- Account blocked after sending money
- Money disappeared without trace
- App crashes more often than it works

**Requested features**

- Notify customers of downtime
- Add withdrawal features
- Improve security (PIN required)


### ZenithBankToken

[App page](https://appshunter.io/ios/app/zenithbanktoken/id6751470900)

This app generates one-time passwords (OTPs) for secure electronic transaction authentication. It serves as a digital alternative to hardware tokens, offering various activation methods for both individual and corporate users.

**Highlights:** One-time password (OTP) generation, Electronic transaction authentication, Alternative to hardware tokens, Multiple activation methods, Individual and corporate registration

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Billpoint free?

Billpoint is free to download, with no in-app purchases.

### Is ZenithBankToken free?

ZenithBankToken is free to download, with no in-app purchases.

### Which has better reviews, Billpoint or ZenithBankToken?

Billpoint is rated higher. Billpoint averages 4.6 out of 5 from 1.1K ratings, while ZenithBankToken averages 4.1 from 9 ratings.

### Do Billpoint or ZenithBankToken have ads?

Neither Billpoint nor ZenithBankToken shows ads.

### Which is updated more often, Billpoint or ZenithBankToken?

Billpoint ships an update every 6 weeks, and ZenithBankToken every 2 days. Most recently, Billpoint was updated on October 28, 2026 and ZenithBankToken on October 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*