# Subwise vs Kelo

The clearest difference is update cadence: Kelo at every 2 days against Subwise's monthly. Subwise's advantage is monetization model (free vs freemium). On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Subwise sells 3 one-off in-app purchases and Kelo sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for Subwise against 5.0 for Kelo. Both are backed by a comparable volume of ratings — 4 and 7 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

Subwise ships an update monthly, Kelo every 2 days. The most recent releases landed on September 18, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | Subwise | Kelo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (4 ratings)](https://appshunter.io/ios/app/subwise-subscription-tracker/id6741874006/reviews) | [5.0 (7 ratings)](https://appshunter.io/ios/app/kelo-expense-tracker-and-budget/id6744532763/reviews) |
| Number of ratings | 4 | **7** |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 2 days** |
| Monetization | **Free** | Freemium |
| Size | 5 MB | 54 MB |
| Requires iOS | 18.2 | **18.0** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Alejandro Hernandez](https://appshunter.io/developer/1577401654) | [Jose Pedro Franco Moreno](https://appshunter.io/developer/1358785250) |

## What reviewers say

### Subwise

[App page](https://appshunter.io/ios/app/subwise-subscription-tracker/id6741874006)

Effortlessly manage all your recurring expenses in one place. Get alerts for upcoming renewals, visualize your spending habits with insightful charts, and easily cancel unwanted subscriptions. Take control of your finances and stop wasting money on forgotten services.

**Highlights:** Track 120+ services instantly, Swipe to cancel subscriptions, Customizable renewal alerts, Visual spending charts, Offline functionality, Dark mode support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Small Tip | $0.99 | one-time |
| Medium Tip | $1.99 | one-time |
| Large Tip | $3.99 | one-time |


### Kelo

[App page](https://appshunter.io/ios/app/kelo-expense-tracker-and-budget/id6744532763)

Manage your recurring payments and expenses with a privacy-focused tracker. Visualize upcoming bills and subscriptions on a calendar, receive timely reminders, and gain insights into your spending habits to avoid forgotten renewals and surprise charges.

**Highlights:** Calendar view for bills and renewals, Renewal notifications, Track subscriptions and expenses, Templates for popular services, Multi-currency support, Spending insights and cash-flow overview, Private, on-device data storage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Kelo Premium | $4.99 | per month |
| Kelo Premium Annual | $39.99 | per year |
| Kelo Premium Lifetime | $49.99 | one-time |


## Frequently asked questions

### Is Subwise free?

Subwise is free to download, with in-app purchases available.

### Is Kelo free?

Kelo is free to download, with in-app purchases available.

### Which has better reviews, Subwise or Kelo?

Subwise and Kelo are both rated 5.0 out of 5 on the App Store, from 4 and 7 ratings respectively.

### Do Subwise or Kelo have ads?

Neither Subwise nor Kelo shows ads.

### Which is updated more often, Subwise or Kelo?

Subwise ships an update monthly, and Kelo every 2 days. Most recently, Subwise was updated on September 18, 2026 and Kelo on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*